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Questions & Answers
UAE
The legal procedure of applying for a joint bank loan
Q: Hi, I am planning to buy a property in Dubai. I would like to add my wife and brother as co-owners for the property. My wife and brother are employed and I am self-employed for the past four years. I would like to know what are my options for applying for a Home Mortgage in this scenario. Can we apply together for a mortgage from the bank or would it be ideal for two salaried people which is my wife and brother to apply for a mortgage?
Nov 2, 2019
577
Questions & Answers
UAE
قدرة قاضي التنفيذ على إصدار قرار بخصم المكافأة التي تم الحكم بها
س: صدر حكم نقض عن طلب مكافأة نهاية خدمة. جهة العمل لم تقم بالمساهمة في اشتراكات صندوق المعاشات أبوظبي إلا بعد تاريخ الدعوى؛ وعليه صدر الحكم بإلزام المُدَّعى عليها بدفع مكافأة نهاية الخدمة للمدعية. علمًا بأن قاضي محكمة النقض استند إلى تقرير الخبير أيضًا بشأن عدم مساهمة الشركة في دفع الاشتراكات. السؤال: - هل يستطيع قاضي التنفيذ إصدار قرار بخصم المكافأة التي تم الحكم والفصل فيها (درجة نقض)؟ - هل يستطيع قاضي التنفيذ بصلاحياته خصم هذا المبلغ المحكوم به، بعد قيام جهة العمل بتقديم خطاب له وبه كشف حساب لحركة صندوق المعاشات؟Nov 2, 2019
274
Questions & Answers
UAE
Eligibility for 3 months salary benefit upon termination for redundancy
Q: Hi, I worked in my company for 8 years and was terminated on the same day specifying redundancy as the reason. The company paid me all the dues (1 month notice period salary, gratuity, and unpaid leave salary). I want to know if I am eligible for 3 months termination salary benefit considering none of the other employees were terminated?
Oct 31, 2019
3350
Questions & Answers
UAE
Paying the bank or paying a fine in the police? What is the best option?
Q: Hi, My husband has an existing police case in Dubai for a bounced cheque amounting to 150,000AED. He and the police agreed that he will pay the fine on Nov17. Now, the bank Legal Lawyer talked with my husband and said that instead of paying the fine, my husband can pay the bank so that the loan will be lessened (his estimated balance is 95k), then they will withdraw the police case. We are planning to talk to them to restructure the loan. What should be the best thing to do in this case? Thank you so much in advance for the answers!
Oct 31, 2019
512
Questions & Answers
UAE
Will you be arrested in default of a credit card loan?
Q: Hello sir, Good day to you! I have a 10K credit card debt that needs to be paid in full. I will be able to pay for it only by December. I will be traveling to my home country in November for 3 weeks. Will I have a travel ban or an arrest for this debt? I am very concerned!Oct 31, 2019
1057
Questions & Answers
UAE
Implication on bank loans if terminated from job due to redundancy
Q: Hi, Does taking out a personal loan from a Dubai bank have any implications on my visa cancellation and exiting the country in case of job redundancy if there is no loan default?Oct 31, 2019
642
Questions & Answers
UAE
Penalties in case of defaulting on several credit cards
Q: Hi. I have 3 police cases filed due to credit card (1st card 15k, 2nd card 53k, 3rd card 77k). This includes all penalties and late payment charges for the non-payment. What are the penalties and what can you do if they call you to 3 different police stations? What can you do if you don`t have sufficient money to settle the penalties? Please advise.Oct 31, 2019
579
Questions & Answers
UAE
Applicable laws of cheque in the emirate of Dubai
Q: I would like to know the law for cheques in Dubai, in English and Arabic.Oct 31, 2019
502
Questions & Answers
UAE
Holding the passport of an employee by the employer
Q: I would like to know, as per the Labor Law, can an employer keep the passport of an employee? If not and the employer is still keeping the passport, what to do? Thank you
Oct 31, 2019
1826
Questions & Answers
UAE
The notice period in limited and unlimited contracts on resignation and termination
Q: Good Day! I want to know the notice period we could ask the employee to serve in limited and unlimited contracts on resignation and termination.
Oct 31, 2019
1622
Questions & Answers
UAE
Termination of employment contract during probation
Q: If an employee has been terminated after 6 months probation, should he serve the notice period of 1 month?Oct 31, 2019
808
Questions & Answers
UAE
والد لا يريد رد مال ولده بحجة أنه أنفق عليه
س: أخذت ١٠ آلاف دولار ورث. أبي أخدها مني لعدم بلوغي سن الرشد في ذلك الوقت ولدي وصل البنك لتحويل المبلغ مني إليه، فهل هذا يكفي لاسترداد حقي إذ أنه لا يريد إعطائي أموالي بحجة أنه أنفق عليّ؟Oct 31, 2019
208
Questions & Answers
UAE
The rights of a wife if the husband filed for divorce in the UAE as per Sharia law?
Q: What are the basic rights of a wife if the husband filed for divorce in the UAE as per Sharia law?Oct 31, 2019
309
Questions & Answers
UAE
Consequences of defaulting on bank loans due to salary delay
Q: I have a bank loan and credit card loan with 3 banks. As I am not receiving my salary of 4 months, what I have to do? From the company side, I can`t do anything. They will pay later but not immediately. I will wait till that. What I have to do for loan repayment and credit card payments? If they go legal, what I have to do? If I didn`t pay, is it possible to waive it off?Oct 30, 2019
642
Questions & Answers
UAE
Resignation without notice for delaying payment of salary
Q: I am working with a hotel which comes under the immigration department. I have a limited contract of 3 years. I want to resign and breach the contract due to a delay in salaries. They are paying salary every month but of past months such as I will be paid for September by mid or 10th of Nov 2019. I have spoken to management but nothing is working so if I breach the contract, do I have to pay something to a company like 45 days salary or visa cost? Secondly, do I have to give notice or I can quit on the spot? I am alone in Dubai. No one is giving me the correct information. I am out of money to hire a lawyer. Please help me!Oct 30, 2019
421
Questions & Answers
UAE
تخفيض نفقة المُطلِّق لدى تصفية الشركة وانعدام دخله
س: أنا زوج مُطلِّق وأريد تخفيض النفقة وذلك بعد تصفية الشركة التي كنت أعمل بها والحين لا دخل شهري لي ومعي ما يُثبت ذلك من الشركة نفسها. أريد معرفة الإجراءات المطلوبة لتقديم هذه الورقة للمحكمة لتخفيض النفقة.Oct 30, 2019
439