Questions & Answers
Questions & Answers
6 available 6 • View allDefaulting on the payment of bank dues and subsequent proceedings
2
Q: I have an auto loan, personal loan, and 3 credit cards in Dubai, all together sum to liability up to 75000.
EMIs for all the above are not paid and defaulted for the last six months because of unemployment. Now, I am out of the UAE. I am planning to go back to the UAE by next week.
I am afraid if there is any police case against my debts. If there is any police case, then what are the consequences and how can I resolve this, and how much would be the court fine if I get a chance to settle in court?

Jan 27, 2019
1444
Bank dues and arrest at the airport
8
Q: Dear Nikhat,
I have a personal loan with a bank in Dubai. Last October 2016 I lost my job and the company sent me back to my country. Now I have a job offer and visa.
Will I be arrested if I arrive in the UAE?
Due to the job lost only I didn't pay the amount. If possible I can speak to the bank and I can pay the amount monthly.
Please advise me.
Thanks / Regards

Jul 10, 2017
5631
Settling a case for defaulting on a personal loan with the bank
5
Q: I took a personal loan from a bank in Dubai, 130000 total. Now, my pending is 99300. I lost my job and now I got another job but salary much less, so some dues came.
Now, the bank deposited my guarantee cheque and it bounced. They filed a case against me for cheating the bank.
How can I solve this by paying a fine?
I am not able to pay now monthly.

Jan 13, 2019
7315
How to check blacklisted names due to an unpaid loan
2
Q: How do I check if a travel ban is imposed on me in the UAE for an unpaid loan?
How do I consider a job opportunity in the UAE with an unpaid loan?

Mar 13, 2019
1061
Closure of bank cases for defaulting on loan and credit card
3
Q: hi Sir,
My name is A. P. and I was working in the UAE from 2006 to 2010. During my stay, I had two loans (Personal & Vehicle) with a Dubai bank using two different credit cards with two other banks.
Due to huge family and financial issues, I was forced to move back to India. But before my return, I have closed my both loans in Dubai bank (Personal and Vehicle).
To be very honest with you, that time I was not in a position to close the credit card debts and later, I was in a position to contact them and pay. I have never tried to come to Dubai in fear of blacklisting through immigration or other litigations.
If you can, please do let me know how to close those cases and the possibilities to enter Dubai again.
Note: I don't even remember my card numbers but I can give the bank name. Looking forward to hearing from you soon.

Apr 7, 2019
2125
العودة إلى الإمارات مع وجود دين غير مدفوع

1
س: السلام عليكم،
أنا مقيم في دبي ولكني الآن خارج الدولة ويترتب عليّ دفع مستحقات بطاقة الائتمان البالغة ٢٩٠٠٠ درهم والبنك الآخر ٧٠٠٠ درهم.
منذ ٣ أشهر لم أدفع أي مبلغ للبنكين وأريد العودة إلى دبي. لقد اتصلوا بي من البنك وأخبروني أنهم سيرفعون دعوى قضائية ضدي.
ماذا سيحصل في حال عدت إلى الإمارات؟ هل سأتعرض للسجن أم يمكن أن يُحل الأمر بدفع غرامة في المحكمة؟ وكم يستغرق وقت صدور تعميم ضدي في المطار؟


Nov 18, 2021
194
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47905
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148372

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