Q: I lost my job in the UAE and returned home with a bank loan and credit card debts. I had additional cards with my wife's first name on them. My questions are: 1. Will my wife be able to travel to the UAE or is she subject to my travel ban? 2. How can I pay my debt from overseas if my UAE bank account is not active?

Q: Dear, I left Dubai on 04/2019. I had a credit card with a bank as well as a savings plan. When I found out that the savings plan wasn't as my account manager said it was, stubborn as I am, I hold my CC payments back. I had AED 120K on my savings plan and the money is gone. Nevertheless, by law, I have to pay my CC which I currently do, and only a small amount is left to pay. The bank filed a police case on 09/2019. I asked and paid a colleague lawyer to solve the issue for me. But when he visited the prosecutor at the police station, he was told that I have to come personally to pay the fine and sign. Is this correct? And what will happen at the airport when I arrive back?

س: السلام عليكم، بالنسبة إلى شيكات القروض والكردت، رغم سداد جزء كبير من المبلغ المدون في الشيك للموافقة على القرض ومعروف أن الشيك يكون بالمبلغ والفوائد والمصروفات، فما السند لحماية المقترض أو حامل الكردت؟

س: السلام عليكم، أنا إماراتي الجنسية. مشكلتي أن البنك رفع دعوى في المحكمة لعدم قدرتي على سداد قرض بسبب الفصل من العمل في سنه 2014، ولم أستطع التواصل لأنني كنت في السجن لأمر آخر. عند خروجي في عام 2020، علمت أن القضية حُكِم فيها بإلزامي بدفع مبلغ 600 ألف + 10 آلاف تعويض للبنك وتوقيع حظر على جواز سفري، ولم أتمكن من تجديد الجواز لأن البنك قام بالتعميم وعمل بلوك على جوازي. ما الحل؟ أنا لا أعمل حاليًا ولم أستطيع الحصول على عمل بسبب انتهاء الجواز. كيف أقدم طلب لتجديد الجواز والعفو لسد المديونية؟

Q: Good evening, Is it possible for a lawyer to represent me in Dubai and settle any outstanding loans with banks in the UAE and also settle any phone bills pending with Etisalat? Kindly advice! Thank you!

Q: Dear Sir, I had a credit card with a bank (Islamic card). The limit is 36k and the guarantee cheque I signed mentions the same amount 36k only. Now as I am not paying and the bank is telling me they will file a civil case and travel ban on me. I want to contest as when I took the card the charge was only 340 per month now since 2019 they increased it to 1250 per month and I paid the same until November 2022. Hence I paid the bank approx 45k. My questions are: 1. Will the bank file a civil suit for 36k? 2. Will I get a travel ban immediately? 3. Will it affect my visa transfer?

Q: Dear Sir/Madam, I have credit card loans with different banks, around four in total. Is there any way to negotiate and settle all of them together? Is there a special court authority or office, like an arbitration committee, for this? I don't want to settle them one by one; I need to settle all of them together.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.