تسوية قضايا القروض وبطاقات الائتمان مع البنك

Dear Sir/ Madam,

Thank you for getting in touch with me and Happy New Year!

I would like to explain the judicial proceedings that will undertake in regard to your unpaid credit cards and loans.

The bank will first bounce your cheques for the outstanding amount and lodge a police case (which the bank has already done and you are aware of it).

Considering the amount is less than AED 200K, only fines will be levied against you. Hence, as of today, there is a criminal case and travel ban imposed on you.

The moment you pay these fines, you will get a police clearance certificate and the ban will be lifted.

However, the bank still retains the right to file a civil case against you to recover the outstanding dues (since the fine amount will go to the government and not banks). Filing of civil case will not result in travel ban though.

The course of action to remedy your situation is- Issue a power of attorney to a lawyer in the UAE to pay your fines and obtain a police clearance certificate.

This will lift the ban and criminal case from your name. Thereafter, engage the same lawyer to negotiate and settle with the bank. All these steps can be taken care of without your presence in the UAE.

I trust you will find this helpful.

You can get in touch with me on +971 52 9495731 for further assistance in the matter. I can for sure help you get clearance from the matter.

Regards,

Hari Wadhwana