التفاوض مع البنك على إعادة هيكلة سداد قرض

As understood from the question, there is default on the payment of a loan due to financial difficulty, and the bank has moved with a criminal action against the bounce of security cheque which you issued at the time of availing the loan.

The criminal case is sorted out by making the fine payment (assumed) or settlement.

Now, the bank is demanding the balance payment, if not, the bank shall proceed with another security cheque and consequential action.

In this situation, proper strategy while dealing with the bank is very crucial.

We need to see the full facts in detail to advise you on a proper strategy over the matter.

Please reach me through 0527520742 (call/Whatsapp) for further discussion.