Q: Dear Sir, I have a credit card cheque bounce case of AED 57,000. I've already paid the fine of AED 2020 in the police station but the bank is still calling me a for the payment of AED 57,000. They told me they're filing a civil case against me. Please tell me about the further procedure if they file a civil case, and if there is any travel ban or any other fine on me.

Q: Hi Mr Hari I have had a cheque bounce with one of the banks in Dubai which was an inbuilt cheque in credit card application. They had submitted a police case against me in April 2018. I was taken at Al Ragga police station. asked to pay AED 2000 fine. I was presented in front of the public prosecutor. I accepted that I am unable to pay the credit card amount and the bank did not tell me that they are submitting the cheque. I paid the fine on-spot and the passport was given to me. I also got my Police Clearance Certificate. Now to my surprise, after all this pain and harassment, the credit card fellow and so-called collecting agent are threatening to do a civil case. They are saying we will cancel all the extra interest charged on the card amount. Just clear the basic card value. I told them I was paying minimum payments earlier as well. But the bank did such a wrong thing by declaring me absconding. I have given 4 good years to this country. Please advise. If I do not take their calls and threats, what will be the worst case scenario?

Q: Hi Sir, My credit card cheque was bounced and I got in jail and paid the fine after the public prosecution hearing, but they did not give me a clearance. They just let me out in the jail. I would like to ask if I have a travel ban. The bank keeps sending me and for the 8th time that my cheque was bounced again. Is it also possible that they can repeatedly bounce my cheque? They also threatened me that they will file a civil case a week after the other case was finished.

Q: Over AED 200k or under AED 200k? I am confused as to how my police case will be treated by the police/justice system based on the 200k rule. The bounced cheque was for AED 235,000. However, my outstanding balance with the bank is around AED150,000. The cheque is slightly above 200k yet the outstanding balance is below 200k. Is it safe to assume I'm being treated as though the cheque was under 200k? How do I find out sure? I only received a paper with my photo on it which the policeman asked me to sign. I have no idea what I signed as it is all in Arabic. Secondly, why did the airport police take my passport? I thought the police no longer confiscate passports for loan cases due to the new 'smart bail 'system. My visa is up for renewal in 1 month. Can I get my passport back from the police (even just temporarily) to renew my visa? If I can't renew my visa, I can't work and won't be able to pay anything. As long as I renew visa and keep my job, I can settle the loan in around 6 months. Thanks

Q: Dear sir/madam, I had a case with the company. The company won the case and I had to pay 9000 AED. I was out of the UAE. The court issued an arrest warrant. I came back and It was 11000 AED. The company had to pay me 3100 AED and 2000 AED for the ticket. I opened an execution file and the court deducted the amount due. I paid 20% and applied for installments. The first installment should be on the 5th of Feb 2022, but I paid all the pending 4402 AED in cash. I have a travel ban because of this case. How to clear that? What documents will the court give me? So can I proceed to immigration for my new visa?

Q: Dear sir/madam, I got a personal loan of 230,000, and paid 35 installments out of 48 installments about (209,000 DHS) but failed to pay further due to the loss of my job. The bank deposited the guarantee check and filed a criminal case. The penalty was paid and the criminal case was released. Now the bank is asking for a settlement of 105,000 which includes accumulated interests and fines otherwise threatens to file a civil case. What is the amount I am liable to pay by law if they file a civil case? What is the best solution?

Q: Dear Sir/Madam, What is the difference between a minor criminal circuit court and a major criminal circuit court?

س: هل تسقط إجراءات التنفيذ ويُرفَع المنع من السفر وتُغلق الدعوى نهائيًا بعد دفع مبلغ التنفيذ بالكامل؟

يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.