إذا حجز البنك المركبة وباعها فهل يحق له المطالبة بالمبلغ بدعوى مدنية؟

Dear Client,

Thanks for your question, I hope you are doing well. I will definitely assist you with this matter.

Yes, after seizing and selling the vehicle, the bank can still pursue the borrower for the remaining debt through a civil case.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will definitely be happy to help you.

Thanks & Regards

ABDUL WAHIED

Dear Questioner,

If the amount received after selling the car by the bank is less than the outstanding balance of the loan, the bank has the right to claim the difference.

Thank you

Yes, the bank has the right to file a case for the remaining amount. The difference between the loan value and the car sale value.

Yes, they can claim the difference between the Murabaha price (for Islamic banks) and the actual price at which the car was sold in the auction.

For conventional banks, they can also claim the difference between the loan amount and the price collected from the sale of the car.

For more information, please contact us via WhatsApp.