Q: After missing 2 months of payments on a credit card, the bank presented a security cheque on my current account for AED 101,000 and it bounced. They have said that they have filed a case with the police and issued a travel ban. I have since made a minimum payment as requested and plan to discuss repayment with the collections department. As a businessman, I travel to other countries. Will I now be subject to a travel ban/ be detained at the airport / taken to prison?

Q: Hi. I just need advice. My friend lost her job for more than a year now since the pandemic started, and unfortunately, it affects her credit card obligations. Her credit card debt as of January 2021 reached AED 20k already and she has no way to pay it since she has no work. Right now, she is currently holding a visit visa while trying to find a new job. Next week she is about to renew her visit visa and she is afraid that she won't be able to obtain a new visit visa due to her credit card debt and thinking that she might be in jail. Please help me, how can she solve her problem? What actions should she do so she can renew again her visit visa? How can she know if the bank already filed a case against her and what can she do about it? Thank you so much in advance for your help!

Q: I have a bounced cheque case for my room. My visa expires next month. Will it have an effect on renewal? If no, will my company come to know? Please advise!

Q: Dear sir/madam, I have an arrest warrant issued against me due to a civil case and my visa has expired. I am trying to get settled with my creditor but he is not replying to me. Any advice on how can I request the court to allow me to renew my visa while I settle my case with my creditor? Also, I am willing to pay the overstay fines. Will the immigration understand my situation that due to the arrest warrant I was unable to renew my visa?

Q: Greetings, I had a traffic accident case in Dubai court which was cleared today. Today, I paid a fine. My question about the travel ban. Will they remove the travel ban today or not? My company wants to apply for my new visa in Abu Dhabi. Does it affect my new visa approval?

Q: Good Morning Sir, Good Morning, My name is A. and I am having a Dubai court civil case from a Bank for not paying an outstanding credit card bill. The current status of the case is they have made an execution and an arrest warrant is issued for not paying the amount. My question is, is it possible to renew my family and my own visa while having a civil case execution and arrest warrant? If not, what is the process/cost to get my visa renewed? Thank you and looking forward to your kind advice.

Q: Good morning. I would like to ask if an individual can renew his or her visa if she/he has a case for having payments on a credit card. Since October 2022, monthly dues were not paid but monthly she/he is paying the minimum amount of 1000 to 700. Now one month is missed. He keeps on requesting an extension but unfortunately no response and no confirmation from the bank and third party. Currently, he was receiving notifications in WhatsApp and in the mail that he needs to settle his credit payment by today. But unfortunately, he doesn't have yet the amount to pay. 30k is the outstanding payable amount on the card. As per the notification, a travel ban might be implemented and the account name will be blacklisted if he can't pay today itself. What should be the steps to be done? His visa is going to expire and will be on renewal. Can he renew his visa in this case?

Q: Dear Sir/Madam, I have a civil case against me, I couldn't pay the rent, and there's a travel ban on me. My residence visa is about to expire. Can I still renew my residence visa and obtain a freelance visa?

Q: Hi, My brother was accused of driving under the influence of drugs. He is now on government bail, and his case is already under investigation. This happened on December 28, 2024. His visa is about to expire, can he renew it? If yes, what should he do? Secondly, the case is taking too much time, and he insists that he was not driving under the influence of drugs.

Q: Dear Sir/Madam, I have been involved in a criminal case since July 2024 and am currently under a travel ban. I got the judgment and penalty of 3700 which I paid but the prosecutor filed an appeal. Last week, my employer terminated me and initiated the process of canceling my visa. Is it possible to cancel my visa while I am still involved in a case and have a travel ban? Is it possible to apply for a new residence visa while my case is ongoing? Thank you!

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.