Questions & Answers
Questions & Answers
3 available 3 • View allPressure tactics by the collection agent of a bank
7
Q: Hi Sir,
I have a concern regarding the issue with a collection agent for RAK Bank.
I didn't pay my credit card debts for several months due to some family financial matter.
Now, I am in trouble and put in a warning by the management for termination, because of the collection agent who keeps on sending emails to the company's email addresses on our website.
He is harassing me also and affecting my emotions, mental health and credibility in the company.
I have informed him that I can provide a payment by next month, but he keeps on insisting to pay on 28 and sending to the company's email address.
What should I do?

Oct 8, 2017
6641
Debt collection by outside agencies
8
Q: I am in Africa, and I left Dubai before settling my loan. I am being contacted by an independent debt collector.
I am outside the UAE, what are my options if I ignore the debt collector?
How can I get a clearance certificate from the bank & police?

Oct 24, 2017
11624
Actions by the bank to force the payment of credit card dues
0
Q: I have a FAB credit card, they are asking me to pay an amount of AED 1150 within today or else they will send a legal notice to the HR, CEO and owner of my newly joined company.
Can they do that? Also, can I hire a CA to check how much I actually owe them and how much I have actually paid for interests and fines and late payment fees?
Your prompt response would be highly appreciated.

Oct 2, 2018
911
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47923
Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law 0
The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).
Sep 20, 2021
481

Other answers by
110 110 answers •
View allHow to act against a civil case for a bank loan 0
Sir,
What will be the procedure when the bank initiates a civil case on a personal loan?
Jan 31, 2019
4187
Liability of daughter against the debts of her father 0
To whom this may concern,
I returned back to Australia after 10 years in Abu Dhabi in 2015. As I turn 18 this year in November, I plan on visiting friends who are in the UAE for about a month.
I would like to travel with them around the country freely without any prosecution from local officials.
My father had to leave the UAE in 2016 for health reasons and has unpaid debts in the UAE, Abu Dhabi specifically.
I would like to know and have it in writing if I would be able to travel freely to the UAE at the end of the year and that I am not liable for my parents' debts/problems as I have no legal responsibilities for their actions.
Kind regards.
Jan 31, 2019
1408
Bounced cheque case for a loan after paying the fine 0
Hi
I have got a call from Dubai Police last week regarding my cheque bounce which I issued to the bank due to default on loan payment on time.
I paid a visit & they referred me to the prosecution & I got fine which I already paid and got clearance.
I want to know if the bank can still file a case against me & I still need to contact the bank for settlement or case clearance.
I am getting too many calls even after that, and the debt collector is actually harassing with the worst behaviour & back to back calls which actually ruined my personal life and put me in depression with high bp.
Thank you
Dec 31, 2018
2482
Repercussions of defaulting on a bank loan and credit card 0
Dear Sir,
I am an Indian national, and I defaulted on a personal loan & credit card payments. I lost my Job and I didn't pay my EMI and credit card payments.
I am seeking help from you, could you help me with this? I am not a willful defaulter. Now, I am In my home country.
Dec 8, 2018
1272
The right action for delaying the delivery of a purchased property 0
I have invested in a villa and it's been 19 months that my villa is still not ready and I haven't got the possession or either copy of the contract which I have signed with them.
How can you help in this regard?
Nov 26, 2018
583
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