Questions & Answers
Criminal case in lieu of default with loan installments
Good Day!
I am seeking help regarding a police case against me.
I have been in custody of Khalifa City police station for 2 days due to the police case against non-payment filed by National Bank of Abu Dhabi (NBAD). I took a car loan from NBAD in January 2016 and was paying monthly the total amount due.
However, during my employment with the previous employer last year I have been in a financial crisis due to eight months without salary, and till now I have not received yet my final settlements from them because the case is still in Labor Department.
I had 2 months' non-payment, however, after getting a new job I am consistently paying the monthly payment leaving the 2 months unpaid, and promised NBAD to pay them once I get my final settlements.
Further, they did not inform me of the legal case, and the car is still under their name. How come they file a case against me?
Moreover, the police case is dated 22nd of July 2018 and my due date of payment is 30th of July.
Please, I am looking forward to your kind advice.
Dear Sir,
Thank you for getting in touch with me on this.
As I understand, there is a genuine reason for non-payment and pre-mature filing of a criminal case as the due date was the 30th of July and they filed a case on the 22nd of July.
Please note that you will need to appoint a lawyer to represent you before the criminal court.
Points pertaining to merits and circumstances will have to be put forth and the court needs to be convinced that there exists a genuine case from your side.
Further, I suggest you have a lawyer in a labour case too. Considering a lawyer can be helpful in getting a speedy recovery of dues, which in turn will fund for your criminal case.
It is not disputed that you owe the bank and there needs to be an instalment plan to be put forth before the court for payment.
We have a team of lawyers dedicated to labour and criminal cases and we can help you deal both the cases effectively and efficiently.
Feel free to contact me on 052-9495731 or email me on hari@alnassaradvocates.com
Regards,
Hari Wadhwana
