Can the bank file a civil case for a credit card against me?

Question

Q: Without giving a guarantee cheque and loan agreement, the bank has given me a credit card. Can the bank file a civil case against me?… A: If you want to avoid any legal proceedings against yourself you have to make a settlement with the bank in order to finish the liability…

Arun Arjan Mansukhani · Accepted Answer

Dear Querist,

In the case of non-payment, the bank has all the right to proceed with a civil case as per the new UAE law.

However, if you want to avoid any legal proceedings against yourself you have to make a settlement with the bank in order to finish the liability.

We can help you out with multiple settlement options to avoid the aforesaid situation.

Please reach me at my number for further discussion.

Regards

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