Checking for charges of an outstanding credit card amount

In the event that the amount is not paid on the date specified in the statement of account, the issuer will calculate a late payment commission.

If the cardholder fails to pay the amounts due on the card for the first month on time, the cardholder's credit card will be updated to reflect the client's position on default.

The Saudi Credit Information Company (SAMA), which is traded between all the banks operating in Saudi Arabia, and according to the system adopted by SAMA it will be difficult for the cardholder to obtain any financing or credit facilities.

The updating of the data does not in any way imply a modification of the customer's credit history, but only an update of the customer's credit record and notification of the payment process with the bank and SAMA.