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Dubai, UAE

كيف يمكن التحقق من منع السفر المحتمل بسبب قرض غير مسدد قبل العودة إلى الإمارات؟

صديقي حصل على قرض من أحد البنوك في دبي وفقد وظيفته. لقد قام بدفع الأقساط الشهرية المستحقة عليه دون أي انقطاع حتى يناير 2022. ومع ذلك، فقد استنفد جميع مدخراته.

لقد تخلف عن السداد في فبراير ولا يزال يبحث عن وظيفة في دبي. أود أن أعرف ما هي الخيارات المتاحة.

هل سيقوم البنك باتخاذ أي إجراء قانوني فورًا مثل قضية أو منع من السفر... الخ؟

أود أيضًا معرفة ما إذا كان غير قادر على الحصول على وظيفة في دبي، فهل لا يزال بإمكانه دفع القسط الشهري من وطنه بعد الحصول على وظيفة هناك وإعادة هيكلة القرض؟

MIO Law Firm (Abu Baker Salem Advocates & Legal Consultants)
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1 Mar 2022, 07:02

Hello,

We can handle the settlement with the bank, provided there is a default of more than 3 months or 6 months.

Please e-mail us the statement paid, outstanding balance and the total loan availed by your friend.

1 Mar 2022, 07:03

Please call or e-mail us.

Disclaimer- The above-referred view is not a legal opinion, these opinions cannot be challenged or presented before any court of law.

 

1 Mar 2022, 07:19

Thanks for your reply.

Why the default has to be for 3 or 6 months?

I have also asked about the court case and travel ban... etc.

Sorry, I don't know much hence asking these questions.

1 Mar 2022, 07:29

Hello,

The more the default, the easier it is to settle.

Also, for the court case, it depends upon the bank. If there is a court case then there is no problem with representing you in the case.

For the travel ban, the bank can put it, but nowadays the law has been changed. The bank is directly doing execution cases for the travel ban.

1 Mar 2022, 08:02

There is no case as of now. What is the new law on the travel ban?

After how many months is the bank allowed to put a travel ban and a court case?

Can you also explain about execution case in detail?

1 Mar 2022, 09:37

Pleas e-mail us for more clarifications and also you should retain us for any further answer to your queries.

1 Mar 2022, 10:27

What are your charges?

1 Mar 2022, 10:41

It will depend upon the outstanding amount and the facts of the case.

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