Avoiding a civil case by the bank through settlement

Dear Ahmed,

Eid Mubarak!

I lost my job two years back and I have been on a couple of visit visas without luck!

I have a loan which I was able to pay the first few months of being laid off, however, I couldn't afford to until the bank deposited one of the security cheques.

I was arrested while exiting the country, and fined where I was handed over my passport.

I am back on a visit to look for a job but the bank has threatened to open a civil case, what are my options?

Will they take me to jail? Is there a way I can request the court to allow me to pay little instalments until I get a job?

Kindly advise