استخدام شيك ضمان قديم مقابل قرض بعد إصدار خطة سداد جديدة

Dear questioner,

In fact, if the cheques are for the same transaction as the loan, for example in your case, it is not permissible to present the other cheques because it has already been decided upon.

The return of the first cheque and its decision prevents looking again at any returned cheques for the same transaction.

If they go to the civil case, you represent your arguments better because there's an expert and you will involve in deep reviewing for the calculating and decrease the interests upon the loan.