Questions & Answers
Questions & Answers
3 available 3 • View allHow to stop harassment from a collection department
Q: The collection department of my bank is harassing me and threatens me about my due balance on my credit card.
I informed them that I don't have work yet and waiting for a job offer. I will settle it once I get a job.
What can I do on this matter to negotiate with the bank?
Oct 20, 2019
786
Seeking settlement with the bank for defaulting on a loan
Q: I am a defaulter on a bank loan in the UAE.
Now, I am requesting the bank for settlement but still no reply from their side, can you guide me on this?
What I have to do now? I am offering them but they're still emailing me about a legal case. Any solution to this?
Sep 14, 2018
2703
Negotiating with the bank to restructure outstanding loan payment
Q: Hi,
I have taken a loan from the bank worth AED 450000. I lost my job in 2016 and was unable to pay the instalments, then left Dubai.
Bank people never contacted me and I left as I was unable to pay the monthly instalments. Now I am in India.
I have got another job in Dubai and I am very keen on joining it.
I contacted the bank through email asking their help to sort this, they asked me to call the call centre.
When I called the call centre no one was able to help me, they just said "we will get back to you", but no reply yet. For 1 month, they are not able to help me.
Now, I have to join my new job in Dubai asap, and unable to understand what to do. I am ready to pay half amount now and remaining half in instalments on monthly basis.
But I don't know whom to contact and how to get this sorted.
PS: I don't have any friend in Dubai who is ready to help me and go and negotiate with the bank on my behalf. I am just trying to call and sort on my own.
Please help and guide me.
Jul 17, 2018
4526
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148437
Other answers by
10 10 answers •
View allA client cancels the contract and refuses to pay. What to do?
Dear sir/madam,
We were contacted by a large firm in the UAE. We agreed, put a contract, and got an LPO from a client. It was a 6-week project.
We started & followed all the processes, got approvals for each task as per the approved project plan, did revisions they requested. For a few items, we needed the client's feedback or inputs but they didn't provide them at all.
For 4 weeks, we sent reminders, calls, emails. No response or updates. It was affecting us; 6 weeks is over.
Today, we got an email saying they are canceling the PO and not paying at all. The PO clearly states "partial payment" is included. Our contract states delays caused by clients are their fault and are payable. We have full proof of work, emails & records.
We want to take legal action and get compensation for all work done, delays, time wasted, and damages as we had to stop other work.
Please advise!
Nov 3, 2021
257
Resignation from a Freezone company and paying compensation
Hello,
I would like to seek your advice regarding my situation. I have recently resigned from a Freezone company. I have a Fujairah visa. I was able to complete my first contract of 3 years.
This year, I have renewed my contract and after 6 months, I decided to resign. I've completed my render period of 30 days.
Now, my boss is telling me that in lieu of my contract termination, I am not entitled to receive gratuity and cannot encash my unused leaves as I have to payback my visa renewal and medical fees including the cancellation.
He also mentioned that I am reliable for the "early termination compensation" which means I have to pay half of three months salary and allowances. I have tried to call MOHRE but they said that Freezone is not part of their scope.
Nov 1, 2021
1361
Can a business based in Germany sue a customer based in Dubai for defamation?
Can a business based in Germany sue a customer based in Dubai for defamation because of a google review based on facts?
What are the possibilities and does Dubai allow foreigners to sue?
Nov 11, 2021
235
Do you have to be personally present to check and remove a cheque case?
The bank filed a criminal complaint about a cheque of 200.000. I'm not in the country.
If a lawyer has a POA from me, can go to the police station, find out what's the situation and pay a fine on my behalf?
Or I am the only one who must go to the police for the fine?
Also, can the lawyer ask for a police clearance certificate?
Nov 11, 2021
260
How to check possible issues for improper company closure before returning to Dubai
I have a company in Dubai. There is a partnership firm. My wife was very ill and I went to India, so my partners were running the business secretly.
They don't inform me about any matter so we decided to cancel our partnership. But I can't go to Dubai due to the Corona situation. I am in India for the past 8 months.
I just contact my friend in Dubai. He told me that my partners canceled their partnership in the old company and started a new firm.
Is there any problem to come to Dubai on a visit visa to search for a new job?
Nov 9, 2021
205
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