Questions & Answers
How to settle a bank loan to avoid bank harassment in home country
Hello,
I have a personal loan (296k) with a bank which I took in October 2019. My EMI (7842) started in January 2020. I have been sincerely paying the EMI's from January 2020 till May 2021.
I stopped after that because of job loss during the pandemic times. I have lost my job in August 2020 and still, I have made sure to make the payment of my EMI's on time till May 2021.
Unfortunately, after that, I have not been able to grab an opportunity to continue my payments as the job market is down due to corona and flight bans.
And now the bank people have started sending multiple third-party people belonging to different companies from India harassing me and my family with calls and messages.
They also reached my home shouting in front of it ill-mannerly with my mother who is a heart patient.
With this kind of behavior, my family's respect has been tarnished in front of the neighbor's.
Please help! I don't want to spoil my career.
Regards,
Good day,
Regarding your unpaid loan, there is a chance to negotiate with them in order to settle the case and lift the restriction to enter the UAE.
As per law, your loan is over 200.000 AED and this is a prison term.
We can help you to remove the case and make a new plan of payment with the opportunity to return to the UAE.
I look forward to hearing from you!
