Q: What is GCC ban for defaulters? Can a person who is outside the UAE and having this ban travel to other GCC countries besides the UAE?

Q: If I have an immigration ban in the UAE for unpaid debt (bank loan), will it be applicable to other GCC countries like Saudi Arabia, Qatar, and Bahrain?

Q: Greetings, I was terminated by my company in May 2016 because they were cutting the number of staff. I had a credit card with 10,000AED that I used fully. I was unable to reach the bank and so far I have never received any call or email from them. I was struggling with unemployment all this time and couldn’t pay my debt, I have no intentions to not pay because it’s Haram/prohibited in my religion. Recently, I got a job offer in another GCC country and I want to go there and pay my debt using my salary. My question is, will I be arrested in that GCC country at the airport? I don’t know if a police case has been filed against me or not, what I know is I am morally obligated to pay my debt and the only way I can do it is if I start that new job, my family is poor and my country has no job opportunities. I’m afraid to be detained and sent to the UAE, this will not solve the issue, nobody will be able to pay for me and jail won’t solve the problem. Any help is greatly appreciated. Regards.

Q: Dear Sir I don't know about my case in the UAE. I ran away from the UAE  because my colleague did fraud with his company. I want to know if I can go to another GCC country.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.