Q: One of my relatives lost a civil case (final judgement) with a bank around 3-4 years ago. Is it possible to negotiate the amount and get the case finished? A: It is difficult to get payment installments since the decision is final, and especially because it is specified to be paid in solidarity…

Dear Questioner, It is difficult to get payment installments since the decision is final, and especially because it is specified to be paid in solidarity, which implies that the three parties are jointly and severally liable for the entire sum. If you need any further information or legal assistance, do not hesitate to contact us on the phone or by email. Regards

Is it possible to negotiate payments after the bank won the final judgment ?

Questions & Answers

Questions & Answers

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Civil case by bank for defaulting on credit card payments

Q: I had some credit card financial issue and I couldn't pay. The bank put a police case and I paid a fine and finished the case. After some months with different collection people from the bank calling me and coming 2-3 times directly to my office, they told me they will file a civil case for the total dues of 30K. What is the solution for finishing all this?

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How to make loan settlement with the bank to avoid a civil case

Q: Dear Legaladvice Me, I have a personal loan of 28k and accrued to almost 50k currently that was not paid for almost 2 years now. The bank has already bounced the cheque and fine has been paid. In relation to this, I have questions Will the civil case likely happen? Is it better to wait for the civil case or negotiate with the bank as I believe it is still can be negotiated through court? I have been trying to ask for a discount but the bank is not refusing to. Looking forward to your advice.

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Settlement of credit card payments in a civil case by the bank

Q: The bank is saying they will go for a civil case after I came out of the criminal case for a credit card cheque bounce. I have no money to pay. Will I be jailed? I am willing to pay the outstanding amount & dues if the bank can make for me instalment plan without a downpayment. The cheque amount was 55,000. Now, the amount including fines and dues is 77,000.

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Legal blog

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Failing to Honour Bounced Cheques in Loans and Other Transactions

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

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Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

Dec 15, 1985

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Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.

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