Questions & Answers
Questions & Answers
8 available 8 • View allBounced cheque consequences: criminal penalty and civil case
27
Q: Hi madam,
If a lot of cheques equal to AED 300,000 have been bounced and cases are filed and a travel ban imposed, what will be the punishments or consequences to be faced if caught?
I can't afford to pay back even 1,000 Dhs. Will I have to pay the full amount?
Please advise.
Thanks

Mar 12, 2017
39100
Car selling fraud
2
Q: I had a deal with a transport company to buy a vehicle. I had given them post-dated cheques to hand over the vehicle to me. After that, neither they handed over the vehicle nor returned the cheques.
I tried to contact them but all in vain. In the end, I had registered a case in Dubai Courts. The case was referred to AMICABLE Disputes Department. No one from that company came for the hearing.
A guy in AMICABLE Department told me that they tried to contact the company on contact details e.g. mobile number, landline and fax & physical address provided on their trade license but could not have a contact.
So I was told that the case will be referred back to Dubai Courts and I need to get a hearing date from the Judge. Yesterday I approached the bank and asked them if I can block the issued cheques and I was told that yes, it can be done.
My question is that, will it be a wise step to block the cheques and continue the case in court?
Kindly suggest.
Thank You.
Regards.

Aug 9, 2017
1390
Can post-dated cheques be revoked?
3
Q: My husband is selling icecreams in a cafe in Dubai. He has started a business from this. He needed a visa and the owner gave him a visa but we paid for it. The owner wrote a contract by email but we haven't signed it. We have given 3 cheques for the next year and are paying quarterly.
Unfortunately, the business/icecreams are not selling at all and we want to get out of the contract. I would like to know what hope do we have to get out of the contract as we haven't signed it but he has the year cheques on him.
Hope to hear from you soon.

Nov 13, 2017
3037
Acting against a bounced security cheque given to business partner
1
Q: Hi Sir,
I have been working with a company as a partner on the trade licence and working for them as an employee.
I am not in the company anymore, however, during the business with them I gave a blank cheque as a security for the investment and I gave it based on trust.
Now, he wanted to take personal revenge and deposited my cheque by putting an amount of AED 1 Million on that and the cheque bounced.
I don't know what to do now and I need advise on this, please.

May 20, 2018
1616
Claim for recovering cheque amount paid in business partnership 
0
Q: A person has filed a case for returning the cheque amount issued to me 2 years back.
The amount was borrowed by my partner from this person towards his share for a restaurant business we went in a loss.
We don't have an MOU of partnership.

Jul 17, 2018
712
Stopping the payment of a cheque for breaching obligations
0
Q: I gave 12 guarantee cheques against salon rent. The first month, they deposit the cheque without information and collected the amount. The second time, we gave cash by hand and collected the cheque.
But before the third time, we asked for an agreement for the salon. They said later. So when we realized they cannot give the agreement, we said we are leaving the salon and requested all cheques since there is no agreement.
They refused and deposited and collected the amount. So I asked again and again and they are not ready to return the cheque and we already stopped work in the salon.
Later, we reported in the police station the loss of the cheque and we asked the bank to stop the payment. But now they made a case against me for 20000 for bounced cheque due to stopping the payment of the cheque.
How can I get a solution for this case?

Jun 2, 2019
1045
Claiming cheques amount from abroad after being cheated by a partner




1
Q: sir,
I am residing in Kuwait. One of my wife's friends cheated me with a cheque of RAK Bank, Sharjah of a sum of 120,000 Dirhams which he owed me in 2018. He was running a general trading company.
There is also another cheque of commercial bank of Dubai with a sum of 150,000 dirhams.
He closed down the company by the end of 2016. When I ask him regarding the money, he tells me that he doesn't have the money now and whenever he has, he will give me. Both cheques are without specified dates.
As I am staying in Kuwait, I don't have an account in Dubai. I did not present these cheques to banks as I don't have an account and also if I present them, I won't be having any evidence if the banks keep them.
Which way can I proceed as this guy cheated me?
Kindly advise!
Thanks!
M.T.





Mar 10, 2020
450
Defendant stopped payments, says arrest needs proof of funds. What to do?


2
Q: Hello,
I have won a civil case for claiming an unpaid personal cash loan. The defendant paid 50% of the total amount due and the remaining 50% in monthly installments.
However, she stopped making payments because of a new law implemented last November, stating that I can only arrest her if I have evidence or a report confirming she has money.
Is this true? If so, what is the process for this? I need advice, and should I hire a lawyer for this matter?



Jan 9, 2024
90
Legal blog
5 available 5 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
221911
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7035
Laws and Procedures Related to the Dishonoring of Cheques 7
As the civil and commercial transactions in the UAE have been growing rapidly, and due to replacing cash with other financial instruments such as cheques for big amounts of money, this had caused some hiccups at times leading to criminal and civil consequences on the person who defaults on fulfilling obligations.
Feb 24, 2020
3027
What Can I Do If I Have a Dispute With My Joint Shareholder? 5
An interview-format article covering the topic of shareholder disputes in the UAE and pre-emptive measure to be considered. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 24, 2020
5876
Bounced Cheque Scam while Selling a Car in the UAE 1
An interview-format article covering the topic of bounced cheque scams in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Feb 21, 2021
1012
Laws & Regulations
6 available 6 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47897
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148345
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75279
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33000
Federal Law No. (10) of 1992 On Evidence in Civil and Commercial Transactions 14
The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.
Jan 15, 1992
19086
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3528

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How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
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