Q: Guarantor cheque bounce case, travel ban. Need to lift the ban and convert it to a civil case, also want to know the fees.

Q: Hello good Sir and Ma'am, We have a police case and a travel ban. Is there any way to lift the travel ban so we can travel home and return back with my family? What is the best possible way/solution ease at least? I also want a loan from the main bank for the same bank put a low credit score for us to get money. We are in a tight position to settle. Like it's forcing us to loan on loanshark banks with high interest. Please help. Thanks

Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job. I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me. The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque. My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed. I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

س: السلام عليكم، في حال رفع قضية من أجل تحصيل شيك مرتجع بقيمة 100 ألف درهم، هل يصدر منع السفر ضد المُدَّعَى عليه قبل صدور التنفيذ والحكم؟

Q: Dear sir/madam, I had an unsettled loan in Dubai way back in 2016. I was struggling in the past few years, especially during the pandemic. I want to settle my loan and go back to Dubai. If I will settle my loan, are they going to lift the travel ban and the criminal case against me? Is there any chance I can go back and work in Dubai? How long will it take to settle and lift my travel ban? Is there any way to lessen the amount of my loan? I really want to settle this and go back to Dubai. Thank you for your help!

Q: Dear sir/madam, I have just made a settlement with the bank, paid a down payment, and signed the papers of an agreement to pay the rest in installments. My question is now how long should it take to get the travel ban lifted? Is there any way to speed it up? My second concern is that the bank has told me that I do not need a clearance letter to travel once the case has been dropped. Is that right? It is not registered by the Dubai police. I'm just worried I will be stopped at immigration again but I’ve been told once the case is gone, it will not be an issue.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.