Q: Can I change my visa to another company if I have a case for credit card non-payment or bounced cheque?

Q: Hi Maam, Good day! My bank emailed me that they filed a civil case against me since I have not paid my credit card amount 50,000 AED for almost 8 months now. I lost my job due to COVID 19, I am totally broke. Now my question is: I finally found a new job, they are working on my employment visa but I am very anxious; thinking that this pending case against me may affect my employment visa application! Will this be a reason for future visa rejection? Please enlighten me!

Q: I was applying to sponsor my family but I noticed that there is a cheque bounce case registered on me by a finance house. What is the possible way out to settle this?

Q: Dear Sir/Madam, I stayed in the UAE until January 2016 and had 5 pending credit card payments. Can I go back to the UAE now without any ban?

Q: Dear Sir, I hope this message finds you well! I am writing to seek your advice regarding a debt case filed in 2016 in the UAE. The debt amounts to approximately 45,000 AED (20,000 AED cheque amount and 25,000 AED credit card amount). The associated interest has now possibly exceeded 150,000 AED. I have recently secured a job in Dubai and am eager to return; however, I am currently unable to pay the full debt amount. I am aware of a court fine of 5,000 AED. I would like to understand if there is any possibility of returning to Dubai by paying only this court fine and lawyer fee. Could you please advise on any available legal avenues or procedures that may allow me to resolve this matter and return to Dubai under these circumstances? Your guidance on this matter would be greatly appreciated. Thank you for your time and assistance! Best Regards,

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

By this Decree Ministry of Labour of the UAE has removed the six-month labour ban for those who changed the job before completing two years of service. Labour ban will be still applicable for workers that qualify for skill level 4 and 5 under various circumstances.