Questions & Answers
توقيع شيك على بياض كضمان وارتجاعه
مرحبًا،
أريد أن أعرف عقوبة إصدار شيكًا مرتجعًا. تبلغ قيمة الشيك 220,000/- درهم.
لقد قدمت شيكًا على بياض كضمان إلى شخص ما، ولكنه، مع الأسف، سَجل في الشيك مبلغ قيمته 220 ألف درهم وقدمه للبنك وتم ارتجاعه. في هذه الحالة، ماذا يجب علي أن أفعل؟
يرجى تقديم المشورة.

Dear client,
Good day!
Actually, a cheque is a punishable offense in the UAE - Cheque Bouncing. Cheques are a non-negotiable instrument and if you don't honor the non-negotiable instrument, it is a punishable offense for a criminal case.
However, if it is a security cheque given to the other party, therefore, you can request and you can submit proof that it's a security cheque.
Also, if they file a case against you, we can put a penalty, and later on, we can pay the penalty. As long as they file a civil case, we'll explain our points of view about what is a security cheque and what is not a payable amount.
It's only a guarantee amount and the other party breached your trust by submitting this cheque to the police.
For further assistance, please feel free to contact us via phone or email.
Thank you!