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الخيارات المتاحة لسداد قرض من خارج دولة الإمارات

سيدي العزيز،

لقد حصلت على قرض من أحد البنوك، لكنني اضطررت إلى مغادرة البلاد من أجل وظيفتي. أنا الآن في المملكة المتحدة.

طلبت من البنك تخفيض القسط الشهري لأن راتبي أقل نسبيًا هنا ويمكنني أن أدفع مبلغًا محدودًا كل شهر، لكن إدارة التحصيل بالبنك رفضوا طلبي وهددوا برفع قضية شرطة ضدي إذا لم أدفع. كيف يمكنني إدارة القرض؟

سأكون ممتنًا لإجابتك.

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24 Jan 2020, 05:58

Let's say that you cannot make the payment anyway for the agreed monthly installment with the bank, you have 3 options:

1- You don't pay, interest will be accumulated forever and the bank will file a case against you in the UK at the end.

2- You can make the payment that you can do monthly to your account and later file a case against the bank to cancel the loan.

3- You don't pay them and after one or two years, they will come with an offer to settle the loan for less amount, (at this time, you have to save the fund for one-time payment for settlement).

On both options 2 and 3, you don't enter the UAE till you settle the loan.

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