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Dubai, UAE

المطالبة باسترداد الدفعة المقدمة من الوسيط بعد الحصول على قرض لشراء منزل

عزيزتي دكتورة أميرة،

لقد وقّعت اتفاقية مع وسيط رهن عقاري لمساعدتي في الحصول على قرض لشراء عقار في إمارة دبي، وطلبت مني الشركة بعد ذلك دفع مبلغ 470 ألف درهم مقدمًا.

وتضمن ذلك المدفوعات الأولية وغيرها من الرسوم المستحقة. تمكنت شركة الوساطة من الحصول على القرض ولكنها صرفت الدفعة المقدمة ولا تملك الأموال اللازمة لإتمام التحويل.

ما هي الخيارات القانونية المتاحة لي؟

يرجى تقديم المشورة.

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Maryam Hayyaz & Wejdan Bushahab Advocates
Chat Hire
Meet
19 Jan 2020, 13:52

Dear questioner

We can help you with this case by filing a case against the broker at the earliest.

Kindly contact us by phone for a detailed discussion or write to us at our email for further assistance.

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Elnaggar & Partners
Chat Hire
Meet
10 Feb 2020, 06:18

Dear Questioner,

You may have to send us the mortgage agreement with the financial institution that you contracted with, in addition to the agreement with the mortgage brokers to review and advise you in regards to your obligations and the best way to terminate the relationship.

As preliminary advice, we would assume that cancelling the mortgage will be very difficult considering the market of real estate conditions and it would be impossible for the bank to take such losses on your behalf.

However, there might be a chance for you to exit the agreement if you take on such losses and sell the property to close the mortgage and pay the relevant fees and penalties.

We have the relevant experience to negotiate such exit with the bank when possible. Send me the documents to my email and I will revert back to you the soonest.

Ahmed Elnaggar

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