Questions & Answers
Will the bank file a case for stoppage after resuming loan payments
I have taken a finance loan from a bank and was paying continuously as it was automatically debited from my salary account associated with the bank.
Due to my pregnancy, I have unpaid leaves and now it's 4 months pending. For 6 months, my salary wasn't credited but every 2.5 months I paid 1 instalment in these 6 months.
Last month, I resumed work and from last month salary started paying again into DIB account and they have taken 1.5-months instalment.
Meanwhile, last week they deposited a cheque which was given during the loan process and it bounced.
So is there any chance a case is filed even though I started paying my instalment again?
Dear questioner,
You can expect anything against you from the bank.
Apparently, they can sue you criminally due to the bounced cheque, even if you started to pay again.
But, you can prove that before the civil judge, not the criminal judge.
Thank you.
Dear questioner,
Definitely, we can help you in this case.
Once the cheque is returned, the bank will definitely initiate a criminal case, sooner or later.
Kindly contact us on the phone for a detailed discussion or write to us at our email for further assistance.
