Q: Dear all, I have a bit of a complicated situation and need your help, please. 4 months ago I had transferred my DMCC registered company fully to another individual with all of its liabilities. The company had a loan with the bank for which I gave my own cheque so I can secure the loan amount and the new owner agreed to take this loan as part of the company liability. DMCC says the loan is the liability of the company and the new owner responsibility. The bank says that the new owner needs to come and change the signature from mine to his - until then it is my responsibility. The new owner doesn't want to do it now that the company is transferred to him and therefore the bank keeps on charging me the loan instalments. Can you please advise on what to do in this situation and what choices do I have? Many thanks

Q: Hello I signed as a guarantor for a person's company loan for AED 500,000. The person is no longer in the country and now there is a civil case on me. What is the penalty or jail term I would be looking at? If I go through the jail term, is the outstanding amount is also cleared?

Q: Hello, I signed as a guarantor for my brother for a company loan he took, I was a partner. However, my brother has left the country 2 years ago. Now, I have a civil case on me and the court and bank ask me to pay the amount of AED 450,000. Please advise, what happens if I am unable to pay this money?

Q: I won a real estate case last year and I'm at the final stage of execution against an LLC which has just little assets. Today, I learnt that this LLC has never been the owner of my ex-property as incorrectly written in my SPA. Instead, all the properties of that project, including the land, belong to 2 individuals who are the real owners as named on the title deed that all buyers received after having paid the 4% of registration. I would like to know how can I redirect my case towards those persons who still have a lot of assets in the building?

س: كيف يتم اختصام شخص أو اشخاص وإدخالهم كخصوم في دعوى متداولة؟

The relationship between tenants and landlords is regulated in Dubai by Law No. 33 of 2008 Concerning the Relationship Between Landlords and Tenants in the Emirate of Dubai. The arising rental disputes are referred to Rental Disputes Settlement Centre (“RDSC”) created by Decree No. 26 of 2013 to reconcile between the parties and reach an amicable settlement or seek a final judgment issued and enforced by the RDSC.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.

This Decree establishes a specialised judicial system to hear rent disputes and develops the procedure for determination of such disputes through an expeditious and simple process for the purpose of realising social and economic stability for all persons involved with the real property rental and other related sectors.