مسؤولية الزوج والزوجة عن التخلف عن سداد الرهن العقاري لممتلكات مشتركة

Dear Questioner,

Pursuant to your question if you are also a guarantor and in case of payment default, you will also be held liable for the mortgage.

Kindly contact us on the phone for a detailed discussion.

Dear questioner,

I understand from your question that you wish to be a co-owner of the house. In this case, you must be a co-applicant.

Only in this way your name will be mentioned on the title deed and the sale and purchase agreement. Managing which account will pay the mortgage is not a problem.

You can both sign with the bank and define it as your husband’s bank account.

On the other hand, your question about the liability of the mortgage payments in case it is on your husband’s name only which you will sign only as guarantor.

If the mortgage is in default for whatever reason, you as a guarantor will be held liable for the payments.

It depends on what you wish to achieve and protect in the future. Let me know if you wish to have a session to understand what you need and what are your concerns and advise accordingly.

Best regards,

Ahmed ELNAGGAR