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التخلف عن سداد قرض والعقوبة المتوقعة

لقد حصلت على قرض شخصي بقيمة 160,000 درهم من البنك وكنت أدفع بانتظام.

لسوء الحظ، حصل صاحب العمل الخاص بي على قرض كبير وغادر البلاد، ومن ثم لقد كنا عالقون هنا دون الحصول على راتب ولم نتمكن من إلغاء التأشيرة. وأخيرًا، لقد وجدنا كفيلنا المحلي وألغينا التأشيرة وحصلنا على وظيفة جديدة براتب أقل بعد سبعة أشهر.

خلال هذا الوقت، أصبحت متخلفًا عن السداد ورفض البنك شيك لي تبلغ قيمته 242,000 درهم بالإضافة إلى تقديم شكوى ضدي إلى الشرطة.

الآن ماذا يجب علي أن أفعل؟ هل سأسجن؟

أنا خائف جدًا.

Al Nassar Advocates & Legal Consultants
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24 Jun 2019, 11:35

Dear Sir/ Madam,

Thank you for reaching out to me on this.

I understand that you faced this issue due to no fault of yours, however, the fact of the matter is that there is a police case and since you have signed the cheque, you are criminally liable for the same.

Can you please tell me which emirate you have the criminal case in?

Since the cheque amount is huge, there is a possibility you may face a jail term. However, if you are well represented in the court of law, you can escape this imprisonment and get a judgement in fines only.

I would advise that you engage a legal representative to look into the case. I can assist you with clearing the case if you wish.

Please email me the case details that you may have on my email.

Regards,

Hari Wadhwana

24 Jun 2019, 14:49

Thank you, Sir.

I am from Dubai and the criminal case is in Dubai, Naif police station.

Please tell me how to reach you. Also, advise me how much should I have to arrange funds for fines and your fees.

24 Jun 2019, 14:53

Dear Sir,

Okay, no problem. You can reach me on 052-9495731 or email.

I will advise on the fees, fines and procedure in person/ call so that you are clear on all fronts.

Please do not worry as it is our job to keep you out of jail :)

Regards,

Hari Wadhwana

24 Jun 2019, 14:58

Sure and Thank You Sir, will call u tomorrow morning.

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