Q: I have missed my credit card payment by 15 days and I have confirmed back I will make the payment by 29th of this month. Meanwhile, I am planning to travel to India the coming month but I want to know if there will be any travel ban for me to go out of the UAE on my vacation due to the delay in payment.

Q: Hi Mam, Due to my salary issue at the company, I haven't paid my dues to the bank. I have already paid the late charge and another fee which I have taken other than the loan amount. Can they make a case against me?

Q: I have a card balance of AED 40k. One legal firm asked me on behalf of the bank to pay this before 24th or they will file a case. They said they already put a travel ban. Is the travel ban possible without a case being registered? Appreciate your advice

Q: Dear Sir/Madam, The bank has filed a criminal case against me due to the nonpayment of EMI before three months, even without any pending payments from my side. The court fine was paid & the travel ban was removed. Unfortunately, I could not pay the EMI for two months because of the pending salary (Outstanding - AED 72000). This case had already been handed over to a private legal agency by the bank. Can you give any advice to survive this? S.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.