Q: Hi Ibrahim, I want to consult regarding a criminal case and passport ban in the UAE. Actually, I was in the UAE and I had a loan, but due to some uncertain reasons, I had to come back to India. I did not close my residence visa file and the loan. Now, I settled all things here and I also have a job offer from the UAE. I want to come back and clear my all dues. Please guide me on this issue. Thanks & regards, D. D.

Q: I am an engineer and I was working in a construction company in Dubai where I am based. I have issued a cheque of AED 150,000 for a personal loan with a bank. Due to the lack of work and the company terminated me for 2 months, I am suffering from my personal loan and the bank filed a case now. 5 months back, they filed a case which I don't know for a travel ban and I was in jailed 4 and half days. After that, I paid AED 10000 to Dubai court after they released me. I heard that civil cases now are not punishable again by jail sentence like before. Is it true?

Q: I have a personal loan with a bank amounting to approx. 180000 (Principal) post deduction from my end of service benefits. I was terminated from work on 10 Sept 2018. Right now I am in India. My first EMI got bounced on Feb 2019. Please help me know what is the maximum punishment by the court in such a case. As of now, I am jobless. If I come to Dubai to search for work, will there be a travel ban to exit from the UAE? How can I extend my stay in Dubai as I will enter the UAE on a  visit visa? Can a settlement be through the insurance company as I was terminated by the company? As of now, there's almost no chance to get any work in the UAE. Hence I am bankrupt. What I can do in such a case? Will I be able to work in the UAE and get a work visa if a case is registered?

Q: How do I proceed legally on a personal loan that has been unpaid for over 5 years?

Q: Hello, I have an unpaid loan in Dubai. The bank filed a case against me and I have already a court decision. After paying the demand of the bank, how can I settle the court decision? Do I need to be in Dubai for the trial?

Q: Dear Madam, Good morning to you, I left the UAE last year in Feb 2019 on a leave to bring funds to pay some cards' payments, but unfortunately, I am not able to arrange it and I was depressed because of this matter. I didn’t get back to the UAE. My visa ends on 25/08/2020 and I am working as a General Accountant in Dubai. I am kindly requesting you to please help and support me on this matter because I want to come and do not want them to add my name to the criminal record and not to feel guilty. Please provide me with the best way to come back to the UAE. Looking for your kind reply. Thanking you!

Q: One of our clients is not paying our invoices which are amounting only to AED 11,000. It's already a year past due and they are not communicating back even their business is open and operational. Is it advisable to seek legal assistance? Can we report the company on Government so they can have a bad record? Kindly advise on the best action for all small amounts. Thank you!

Q: I am a Dubai resident and I have a cheque bounce case registered against me in Abu Dhabi by a Dubai based bank. I am struggling to find any information about the case. AD doesn’t seem to have a financial crime status check as Dubai does. Is there a lawyer who can advise?

Q: Hello, I have a few queries please assist. I left Abu Dhabi last year by cancelling my visa properly. I have an unpaid personal loan and credit card loan with different banks, all together I have a debt of AED 75000. The bank has already filed a case against me as per the email. Now, I want to know whether the bank has filed a criminal case or civil case against me because the borrowed money is less than AED 200000. Also, I need to know whether is it possible to get no criminal record check or police clearance certificate without paying the debt. If it’s 100% possible then please advise what will be your charge to get the no criminal record or police clearance certificate and how long will you take to get the certificate.

Q: I got banned from Dubai. I have not done any criminal things. Only overstay for the residence visa. I could not renew because of my credit card and loan case. Before the visa expired, my passport was at the police station. In 2011, all my cases were finished in Court. Can I come back to Dubai? Please Sir/Madam, give me a suggestion on what to do and how I can enter Dubai.

Q: Hi I have a civil case executed in Dubai by 1 bank only and there is no arrest warrant issued. I am outside the country and my residency is still valid can I enter UAE again, I want to pay the amount in installments cause I have work. Will I be arrested at the airport or not if I come to Dubai? Also, I got a job in Qatar. Can I travel to Qatar despite having a Civil Case in Dubai? But my priority is only UAE because I have spent all my life in Dubai, UAE. Your guidance will be great and thanks in advance.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

An interview-format article covering the topic of things to consider when leaving the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.