Q: Hello, I had a credit card from a bank for AED 12,000. I failed to pay since I lost my job for the last 10 months. The bank stopped contacting me for 6 months. I recently found a job and I have an emergency to fly back home. Will I be stopped at the airport and how can I know if the bank filed a case against me? Thank you

Q: I took a personal loan from a bank in Dubai, 130000 total. Now, my pending is 99300. I lost my job and now I got another job but salary much less, so some dues came. Now, the bank deposited my guarantee cheque and it bounced. They filed a case against me for cheating the bank. How can I solve this by paying a fine? I am not able to pay now monthly.

Q: I was with a company in Dubai for 22 days, due to a family emergency I left home and paid compensation as in the work contract (45 days salary was the compensation). After 6 months of exit, I started requesting the company to cancel my visa and Emirates ID, but they are ignoring it. They want me not to come to the UAE again. Can you guide me on this?

Q: Greeting to you Sir, I got a life ban from the UAE in 2013. The reason was absconding. I am in India right now. Please advise me how I can remove a life ban. Is it possible? Thanks, and Regards. M.V.

س: سيدي المستشار، شركة ذات مسؤولية محدودة صدر ضدها حكم من المحكمة بدفع مبلغ من المال لصالح المدعية وذلك لكون الشركة أخلَّت بالتزاماتها في سنة ٢٠١٢ وبعدها في سنة ٢٠٢٠. تقدمت المدعية بطلب لقاضي التنفيذ لمنع أحد الشركاء في الشركة من السفر وصدر قرار من قاضي التنفيذ بالتعميم على مدير الشركة وهو مواطن إماراتي بمنعه من السفر. هذا الرجل كبير في السن، عمره ٦٦ سنة ولم يكن يعلم عن الأعمال التي قام بها الشخص الذي تم تعينه في الشركة باعتباره مديرًا بموجب وكالة. عند تقديم طلبات للقاضي المختص بإزالة منع السفر للمدير في الشركة، القاضي يرفض الطلب. ما الإجراء الذي يلزم فعله على الرغم من أن الشركة ذات مسؤولية محدودة وأن الشركاء لا يحاسبون بأموالهم الشخصية؟ كما أن الشركة متوقفة عن الأعمال ولم تُجدد رخصتها منذ سنة ٢٠١٢ بسبب الالتزامات ومطالبات الشركاء نظير التعاقدات التي حصلت من قبل الشخص الذي تم تعيينه مديرًا في الشركة بموجب وكالة. ما العمل والإجراء الذي يمكن اتخاذه؟

Q: Good Morning, Sir! May I ask if you can check if I have an absconding case? If I have, what are the steps/options to remove the absconding case? Thanks and have a great day!

Q: Hi, I checked the Dubai Police Financial Case Inquiry service, and it shows no cases and everything is clear against my Emirates ID. Does this only cover criminal cases, or does it include civil cases as well? Do I need to check elsewhere to determine if there are any active civil cases against me, or am I clear to travel?

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.