Q: How to legally exit the UAE with an unpaid loan?

Q: A civil case and a travel ban were filed against me by a loan shark. I already paid the capital amount of AED 8,000 plus another AED 8,720 interest (For a total of AED 16,720.00). But he deposited my cheque and bounced for AED 17,000 as he is still claiming for additional interest caused by the delay of payments I made. I have all the receipts kept with me as proofs that I made the payment deposits to his bank account. Please advise how to proceed with this civil case and lift the travel ban. There is no hearing scheduled and no warrant of arrest yet. Thank you.

Q: Dear Sir, Need your advice. I took a loan of AED 64000 more than a year back and currently the outstanding amount is AED 51000, but as I don't have a job now, I am unable to pay the rest. As I know from 2019, there is no imprisonment or criminal case, but if the bank files a civil case against me the fine will be around AED 5000 imposed upon me by the court. Currently, even I don't have a single penny and I am struggling for daily expenses. Kindly let me know how much time will the court give me to pay the AED 5000 fine. What will be the consequences if I can't pay the fine within 1 month or 2 months time? Also, let me know how I will be able to lift the travel ban if the bank imposes it on me somehow.

س: السلام عليكم، ماذا يحدث إذا رفع البنك دعوى مدنية ضد شخص في حال عدم سداد القرض الشخصي أو قرض السيارة؟

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.