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آثار عدم سداد القرض الشخصي على الفرد في الإمارات

سيدتي العزيزة،

لم أدفع الأقساط الشهرية الخاصة بالقرض الشخصي خلال الثلاثة أشهر الماضية لأنني لم أحصل على رواتب الأربعة أشهر الماضية. ما هو الإجراء الذي يمكن للبنك أن يتخذه ضدي؟

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27 Apr 2019, 08:40

Dear Questioner,

Non-payment of an EMI will definitely end you up facing a criminal case [cheque bounce].

The complexity of the matter depends upon the emirate which the bank actually files a cheque bounce case against you and also upon the cheque amount as well.

I understand the non-payment of salary creates much derangement in your financial affairs. The only way out is directly approaching the bank and trying to find out a settlement.

Thank you.

Regards,

Rajasree Ravivarma

+971544461746

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