Questions & Answers
Fine payment and further liabilities related to cheque bounce cases
Hi Mam, I need clarification. I had a credit card loan which I was remitting though not on a regular basis due to salary delay.
However, while I was travelling on emergency leave to attend my grandma's funeral last year, I was denied of travelling saying that there is a bounced cheque by the bank and thereafter was imprisoned for a day.
The very next day I was released after paying an amount of AED 4950/- and the officer said that I need not have to pay anything further. The bounced cheque was for 60000/- and my total dues at that time were only about 15000/-.
Now after almost a year, I received some calls from their collection department and they have sent a mail saying that my dues are now about 39,000/- and cautioned me not to travel.
As I am planning to travel during the 1st week of May '19, I would like to know your valuable advice as to whether there will be a ban on me again.
Appreciate & eagerly awaiting your valuable advice.
Thank you,
G. N.
Dear Questioner,
Please note that your liability will never come to an end by paying fines as a punishment for a criminal case. The bank always has an option to file a civil case for recovery.
In your case, if the bank has more than one security cheque, they can file a criminal complaint by bouncing the next cheque.
Please note that the bank cannot file another criminal case on the same cheque. In this case, the collection agency is threatening you for the balance payment, I think so.
Please feel free to write to me if you need any further assistance, information or guidance.
Thank you.
Regards,
Rajasree Ravivarma
0544461746
