Q: Dear Sir, Good day. I had a credit card with a bank in the past in 2016 and my credit limit was AED 7500. I lost my job so I was not able to pay this amount at that time. The bank filed a criminal case against me and I went to jail for one month in 2016. Now, the bank called me again and asked about the payment, but I'm still not able to pay. The recovery agent told me they are filing a civil case against me and they're asking me to pay AED 29000. How is it possible as my card limit is 7500 only and that time the bank filed a case against me for AED 10000? What should I do in this case? Please assist me

Q: The bank threatens me of a civil case, 6 months after I came out of a criminal case for unpaid credit card debts. The question is, will they go for a civil case?

Q: Dear Sir I am a Dubai resident. Last month, Mashreq filed a criminal case against me for credit card cheque bounce of AED 60000. I paid the fine and got released from the police station. Now, they called me again and said they are going to file a civil case against me. If they file a civil case, will there be any immediate travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: Good afternoon Sir, I want to ask what will happen if a bank files a civil case against me.

Q: Good Morning Ma'am, What is a civil case? I have an outstanding payment for a bank of AED 61875.61. I am unable to pay because of salary delays, this has lead to financial instability. Now, the bank informed me that they will file a civil case against me. I want to understand what will be consequences for me. What judgement will I get from court? Please advise. Thanks & Regards, F.

س: السلام عليكم، لدي قضية جزائية منذ ٢٠١٧. تم تغريمي وأنا خارج الإمارات وما زلت. ما مصير القضية بعد قانون الشيكات الجديد؟ وهل يمكن الحصول على شهادة حسن سلوك؟ الشكر الجزيل سلفًا!

Q: Hi! I have a bounced cheque in 2016 however, the bank has not filed a case against me. I am not sure why though, as I have checked with the police station and they said that my record is clear. Recently, I have been receiving calls from a debt collection agent and he is threatening me that a case will be filed immediately if I don’t agree to settle. My question is, can they still file the case even though it has been 6 years since my cheque has bounced? Hope someone can answer, please. Thank you.

Q: How much time does the bank give if I opt for a one-time settlement to clear the debts? The bank has already filed the execution and the arrest warrant has already been issued. Thanks

Q: Dear Lawyers, I have a question regarding the execution of a judgment. I filed a civil case in Dubai against someone who works and resides there, and I received a judgment in my favor. Can I open an execution case in Sharjah based on that judgment, or does it have to be in Dubai only? If I can open it in Sharjah, on what grounds can I do so?

Many people opt to go for litigation without hiring a legal professional, mainly because they can't afford it. This article provides a brief summary of the steps and procedures of litigation. As the process itself can be confusing to many, even after getting a favorable judgment, we present some tips to help them execute judgments issued by the court and get their rights if an amicable solution has not been reached.

How can lawyers effectively manage debtor detention procedures in light of the recent changes of Federal Decree-Law No. (42 of 2022 and the General Assembly of Dubai Cassation Court Decision No. (9) of 2024?

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.