Q: I kindly require legal advice. I have a close family member who has multiple loans in the amount of BD 19,000. He was unemployed and the banks threatened him with legal action. He came to me and confirmed he is set to start at a new job and will be able to pay for his loans, BUT needed me to sign as his guarantor so the banks would refinance his loans. Due to the close relation, I agreed. I later learned he never paid a single instalment and also resigned from his job. Now the banks have taken legal action against me. It seems he is unwilling to cooperate with the banks. How can I get out of this mess? A response is highly appreciated.

Q: Hi, My father is in prison after a cheque bounce case of 1.2 million Bahraini Dinars. The only reason he was unable to pay this amount of money was due to a reduction in business due to the financial crisis going on. His case is now being dealt with in the criminal court. In what way can we get him out and clear this mess? And can we apply for bankruptcy now?

س: المحامين الأعزاء لدي قرض شخصي من بنك بقيمة عشرة آلاف دينار وكرديت كارد وتعثرت في السداد لمدة ثلاثة شهور بعد استقالتي من العمل وبدأت بعمل جديد. أحاول التواصل مع المصرف لعمل تسوية لكن أبلغوني أنهم سيقدمون دعوى ضدي لسداد كامل الديون. هل يمكن مساعدتي للاتفاق مع البنك على طريقة لدفع الدين على أقساط ميسرة؟ أرجو المساعدة

Q: Respected Sir/Madam, I was on leave and due to some family issues, I was not able to go back to Bahrain. I have a loan in Bahrain and half of the amount I have paid by my indemnity and now I have a due amount of approx. BHD 4000. I would like to know what will be the consequences if I am traveling back to Bahrain. As I know, the bank has not filed a case till now, so will they stop me at the airport? If yes, then what can be done to get out of the airport and get into Bahrain? Please advise. I will be thankful to you.

Q: After I came back from Bahrain in 2018, my credit card was misused on some online website. The amount was around BHD 7000. Can I travel to Bahrain? If I transit in Dubai, can they stop me?