Can a new bank account be linked to debts from another bank tied to a salary account?

Dear Questioner,

If your debt (35k) is already linked to your salary account, this means the bank is monitoring or recovering the outstanding amount directly from that account.

Opening a new account at the same bank or at another bank may not fully protect you from this debt, especially if the bank has already identified you as the debtor.

Other banks may not immediately be aware of your existing debt at a different bank. However, if the bank you're indebted to has reported your debt to a credit bureau, other banks could still become aware of your financial situation through credit checks.

Additionally, if the debt is linked to your personal details (like your name or national ID), it's possible that your new bank could be informed of your outstanding liabilities, particularly if there is a court order or legal proceedings.

Banks typically share information related to debts and can take legal action, such as reporting your negative balance to credit agencies, which may impact your ability to open new accounts or apply for loans.

If you are currently facing a travel ban due to unpaid debt, changing your visa might be difficult or impossible until the travel ban is lifted.

It's crucial to contact the bank to discuss the outstanding 35k debt. You may be able to work out a repayment plan or negotiate a settlement to avoid further complications.

For further assistance, kindly share your WhatsApp number.

Dear questioner,

Certainly, we can proceed with the renewal by submitting a special request for approval. The court will outline specific formalities that we must adhere to, once they are completed then you will be getting a temporary travel ban lift for the purpose of visa renewal.

Welcome,

- Linking the Amount to Your Account:

If there is a travel ban and the amount is linked to your account, it may remain linked even if you open a new account at the same or another bank, as banks often share information about outstanding debts.

- Opening a New Account at Another Bank:

If you open a new account at another bank, they may be able to identify the travel ban or debt, but the amount will not automatically be linked to the new account unless there is a court order or alert.

- Changing Your Visa:

Changing your visa during a travel ban can be difficult, as the ban affects your ability to change your visa or leave the country.

We are honored to provide you with specialized legal support for your case.

If you have any further inquiries regarding your matter, we would be happy to assist you through phone, WhatsApp, or email.

Dear valued customers,

We can perform a comprehensive scan of all UAE systems to check if you have any status or ban and recommend the best approach to resolve it.

The service fee is 1000 dirhams.

If you are interested, please send a copy of your passport or Emirates ID to [---------] via WhatsApp.

Dear Questioner,

Thanks for your inquiry!

According to UAE law, a travel ban can be imposed on an individual if they have unpaid debts or legal cases pending against them.

In your case, it seems that the bank has linked the 35k amount to your salary account and is showing a negative balance in your current account.

This means that the bank has taken legal action against you to recover the unpaid debt.

In this situation, opening a new bank account will not help as the bank can still link it to your unpaid debt. It is important to resolve the issue with the bank and pay off the outstanding amount to remove the travel ban.

You can negotiate with the bank to come up with a payment plan or seek legal advice to find a solution.

As for changing your visa during the travel ban, it is possible but it will depend on the reason for the ban and the discretion of the authorities.

It is best to consult with us via phone or email as a legal advisor or the relevant authorities for guidance on this matter.

Greetings,

It is technically possible to open a new bank account despite having outstanding debts linked to another account. However, there are significant risks due to potential linking by financial institutions.

Hello,

Banks often have policies to recover outstanding debts. Linking accounts can be one of the methods they employ.

Also, if the debt is linked to your personal details (like your name or national ID), it's possible that your new bank could be informed of your outstanding liabilities, particularly if there is a court order or legal proceedings.

Regarding your visa renewal, it's possible even if you have an active travel ban. A certain request has to be submitted to the court.

We will let you know the procedures in detail. Kindly share your WhatsApp number to discuss this further.