Am I liable for repair costs after an accident, even with my employer's full insurance?

Dear Questioner,

Full insurance typically covers damages regardless of fault. The insurance should handle repairs for both vehicles, minus any applicable deductible (excess) amount.

Some employers may request that the employee pay the deductible. This amount varies depending on the insurance policy, but it is typically lower than the total repair cost.

In some cases, employers may ask employees to contribute to repair costs, especially if they believe the accident resulted from negligence.

However, this depends on the employer’s policies and practices.UAE labor law doesn’t typically require employees to pay for accidental damages to company property unless explicitly stated in the employment contract.

For further assistance, kindly share your WhatsApp number.

Greetings,

As long as the car is fully insured, the insurance company will bear the maintenance costs.

We are honored to provide you with legal support. For further inquiries about your topic, you can come to our office or contact us via phone, WhatsApp, or email.

Dear Questioner,

Legally, an employee usually does not bear the full costs if there is comprehensive insurance, unless there is a clause in your contract stating so.

Be sure to talk to your employer and review the terms of the insurance to see if you have to bear any part of the costs.

No, a specific amount, perhaps 500 or 750 dirhams.

Dear Questioner,

The full insurance should cover repair costs, and whether you need to pay any amount depends on the specifics of your employment agreement or company policy.

To better understand your needs and provide you with tailored advice, could you kindly share your contact details?

If you'd like, we can also schedule a phone call or a meeting to discuss your matter in more detail at a time that works best for you.

Please let me know your availability, and I’ll be happy to arrange a convenient appointment.

Looking forward to assisting you!

Best regards,

Thank you for reaching out regarding your situation!

I understand that being involved in a car accident can be a stressful experience, especially when you are concerned about potential liabilities.

Since your employer has full insurance coverage on the vehicle, the insurance should typically cover the costs of repairs to the other car, depending on the terms of the policy.

However, the specifics can vary based on the details of the accident and the employer's insurance agreement.

You may not be personally liable for the repair costs if the insurance policy covers damages caused by an employee while driving a company vehicle.

It's important to review your employer's insurance policy and discuss this with them directly.

If you need further assistance or clarification on your rights and obligations in this situation, please feel free to reach out to me.

You can contact me via WhatsApp or phone at [---------] or email me at [--------]. I would be happy to help you navigate this matter.

Best regards,

Suhail Rana