أسئلة وأجوبة
Will my outstanding loan affect my ability to get a work visa if I return on a visit visa?
Dear Lawyers,
I have a bank loan, and I left Dubai in 2018. Now my company is asking me to come on a visit visa, and then they will change my visit visa into a work visa.
However I am scared that my outstanding loan will affect my visa application, and I will not be able to change my visa.
Please answer!

Hello,
We can assist you in checking if there are any obstacles or cases filed against you in the UAE that might prevent you from entering the country.
Please contact me via WhatsApp at [------] and provide me with your latest ID and visa details.
We will then see how we can resolve any issues.
Greetings,
We can inquire if you are facing any cases or an arrest warrant or if you are on watch lists upon arrival and inform you. All you have to do is send a copy of your passport on WhatsApp
For further inquiries about your topic, You can come to our office or contact us on WhatsApp at [------] Or share your WhatsApp number so we can contact you.
Dear questioner,
First, we need to check whether the bank has proceeded legally. If it has initiated legal action, there are high chances of a travel ban.
If there is no ban, then you can visit the UAE, and with a special request from the court, you can obtain a new visa.
Dear Questioner,
If you have an outstanding bank loan, it could affect your visa application in the UAE.
Here are key points to consider:
1. Visa Review:
Authorities check for legal issues, and outstanding debts might lead to travel bans.
2. Address the Debt:
Resolve your loan before applying for a visa, as unpaid loans can result in police complaints and travel restrictions.
3. Talk to Your Bank:
Contact your bank to discuss repayment options or restructuring the loan.
4. Seek Legal Help:
A lawyer familiar with UAE immigration can offer tailored advice.
5. Employer Guidance:
If your employer wants you to return on a visit visa, share your concerns; they might assist you.
6. Visa Approval Not Guaranteed:
Arriving on a visit visa doesn’t guarantee approval of a work visa if you have legal issues.
7. Long-term Impact:
Ignoring the debt can complicate future visa applications and lead to legal troubles.
In short, it’s crucial to tackle your outstanding loan before returning to Dubai and communicate openly with your bank and employer for support.
Hi dear,
According to UAE law, having an outstanding bank loan does not automatically disqualify you from obtaining a work visa.
However, the bank may place a travel ban or warrant of arrest on you if you have defaulted on your loan payments.
This travel ban or warrant of arrest may prevent you from entering the country on a visit visa or changing your visa status.
My advice is to check your name before you travel to the UAE to see if you have any travel ban or arrest warrant in your name.
We can provide this service for AED 1500. The required documents are a copy of your passport, your last UAE visa, and your last EID.
Please contact us via phone.
Thank you for reaching out with your concern!
It's understandable to be cautious about the implications of an outstanding loan on your visa status.
While an outstanding loan typically does not directly affect your ability to obtain or change a visa, it's important to note that any legal actions taken by the bank, such as a travel ban or a court case, could potentially impact your situation.
Before proceeding, I would recommend checking with the bank or relevant authorities to ensure that there are no legal actions pending against you.
If there are any concerns, I can assist you in resolving these issues legally and safely, ensuring that your return to Dubai goes smoothly.
Please feel free to reach out to me via WhatsApp or phone to discuss your situation in more detail and explore the best course of action.
Best Regards,
Suhail Rana