Can a bank freeze an account without any notice or communication?

Yes, they can due to non-activity.

Dear Questioner,

You must contact the bank to find out the reason for the freeze. There may be documents required of you that you must submit to the bank, or the freeze may have been based on a court decision.

Dear questioner,

Please send an email regarding the same to seek clarification on the freezing, and please check whether any fraudulent transactions have occurred without your knowledge.

This action might be a preventive measure from the bank's side to avoid suspicious activities. If there is no reply from the bank to your email, raise a dispute with the Central Bank.

If you need further clarification on the matter, please share your WhatsApp number.

The bank has the right to freeze the account if they suspect some transactions.

You should contact them and verify with them.

Dear Questioner,

According to UAE law, banks have the right to freeze or restrict a customer's account without prior notice or communication if they suspect any fraudulent or suspicious activity.

This is to protect the customer's funds and prevent any potential financial crimes. However, the bank is required to inform the customer of the reason for the freeze or restriction as soon as possible.

If you have reached out to the bank and they have not responded, you can file a complaint with the Central Bank of the UAE or seek legal advice.

It is important to note that the bank may also freeze or restrict an account if the customer fails to comply with their terms and conditions, such as not maintaining a minimum balance or providing updated personal information.