I received a legal notice from my creditor. How can I make a settlement to pay?

I received a legal notice as I owed money to a friend. During corona, and for the last 2 years, I don't have a stable job, not receiving a salary on time. I told my friend that I cannot commit to that time.

However, recently in the last 2 months, I got a job and I explicitly told her to allow me to start next month. I replied to the legal firm confirming I received the notice and also send them proof that I don't have the capability of paying that on time.

I am in the right way of responding to the legal firm and sending all proof of my income. I even have open communication with her. I never blocked her and I have the intention to pay. I should have left the UAE and disappeared.

I requested for amicable settlement as they requested to pay back the money (AED 25K) in 5 days, that's the reason I explained and attached a financial statement to prove that I am not receiving a fixed but a late salary from my previous company.

Seeking your advice.