أسئلة وأجوبة
أسئلة وأجوبة
8 متاح 8 • عرض الجميعتجنب رفع دعوى مدنية من البنك عن طريق التسوية معه
4
س: عزيزي أحمد،
عيد سعيد!
لقد فقدت عملي منذ سنتين، وسافرت على بضع تأشيرات زيارة للبحث عن عمل، ولكن لم يحالفني الحظ.
لدي قرض استطعت سداد الأشهر القليلة الأولى منه بعد توقفي عن العمل، ولكن لم أستطع السداد بعد ذلك فقام البنك بإيداع أحد شيكات الضمان.
تم القبض علي أثناء مغادرتي البلد، وتم تغريمي وسلمت جواز سفري.
رجعت على تأشيرة زيارة للبحث عن عمل، ولكن قام البنك بتهديدي بأن يرفع دعوى مدنية ضدي، فما هي خياراتي؟
هل سيأخذونني إلى السجن؟ هل هناك طريقة يمكنني من خلالها أن أطلب من المحكمة أن تسمح لي بدفع أقساط صغيرة إلى أن أجد عمل؟
برجاء النصح

2018/06/27
10749
تسوية القرض البنكي وبطاقات الائتمان بعد مغادرة الإمارات
5
س: مرحبًا يا سيدي،
أبحث عن حل لديوني التي في الإمارات.
أنا لست حاليًا في الإمارات ولم أدفع للبنوك منذ أغسطس 2018. كنت أدفع منذ ثلاث سنوات.
علي مديونات 5 بطاقات ائتمان وقرض شخصي واحد. هل يمكنك مساعدتي في هذا الأمر؟

2019/01/08
2217
تسوية قرض غير مسدد من خارج دولة الإمارات

3
س: حصلت على قرض سيارة في إمارة دبي، لكنني لم أعد أُقيم في دبي.
ما هي أفضل طريقة لتسوية هذا الأمر؟


2020/02/11
2240
What is the maximum discount given by the bank or court for unpaid credit card debt?
4
Q: Hi,
I have an outstanding credit card amount of AED 22,000 unpaid since March 2019, which has now gone up to AED 38,000.
Since Nov 2020, a third-party debt collection agency is behind me for this amount. Now the bank is directly negotiating for AED 18,000 in one shot payment. I am unable to pay this amount.
As per your experience, what is the minimum amount that banks will agree with to close this issue?
If they go for a civil case, will the judge grant me a lesser amount to pay?

2021/07/11
939
توحيد الديون والتفاوض مع البنك بشأن سداد الديون غير المدفوعة
0
س: من فضلك، هل يمكنني الحصول على توصيات بشأن شركة جيدة في دولة الإمارات لإدارة الديون المستحقة على شخص أجنبي غادر البلاد، ويريد توحيد الديون والتفاوض مع البنوك والاتفاق على خطة سداد لتسوية الديون وتبرئة اسمه؟

2021/10/20
403
Debt settled, record clear, but facing lifetime ban in Dubai. What to do?
1
Q: Dear Sir/Madam,
My debt was settled with the bankers in 2017. My colleague was checking in at a police station in Dubai and my record is clear; that being said, there is no ban.
However, another PRO has said that I have a lifetime ban and must pay a sum of 40,000 Dhs to lift the ban.
Can you please clarify whether I need to clear this from the immigration system or if both the police and immigration systems are the same?

2023/03/10
127
The bank deposited my security cheque for unpaid credit card. How can I settle?


1
Q: My credit card EMI was not paid last 2 months, card limit is 35000.
The bank deposited my security cheque, put 100,000, and it bounced.
Now, they are going to make a criminal case.
How can I negotiate with them?



2023/07/30
881
How to clear a travel ban and civil case by the bank to return to Dubai?



0
Q: Hi
I have a civil case executed in Dubai by 1 bank only and there is no arrest warrant issued.
I am outside the country and my residency is still valid can I enter UAE again, I want to pay the amount in installments cause I have work.
Will I be arrested at the airport or not if I come to Dubai?
Also, I got a job in Qatar. Can I travel to Qatar despite having a Civil Case in Dubai?
But my priority is only UAE because I have spent all my life in Dubai, UAE.
Your guidance will be great and thanks in advance.




2024/03/01
521
قوانين وتشريعات
2 متاح 2 • عرض الجميعFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148514
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
2020/09/27
3549

متميز
إجابة أخرى من
لا توجد إجابات
عرض الجميعHow can we claim our money back if the cheque we received have bounced for insufficient funds? 0
We received a cheque which has now bounced. We have tried for over a month and a half now to get a new cheque from the person, and every day he says the next day.
We need the money now. We have been to the police station, and they said they can not do anything as the reason the cheque bounced is "Insufficient funds."
We have been to Al Barsha - Dubai Courts, and they said there is nothing they can do about it.
We are not sure what we can do. We need the money asap to pay our kids' school fees, let alone all the interest we have lost.
2025/04/28
25
Who is supposed to pay for the transfer fee, the employee or the employer? 0
Hello
I joined my new company on February 26, 2025. Upon joining the new company, I asked HR if it was free to join the company, and she said yes.
After working with them for 1 month, I experienced a salary delay, and I had to go to the office to ask why there was a delay in my salary.
That is when the HR told me she deducted my whole salary to recover the transfer fee.
Now my question is, who is supposed to pay for the transfer fee, the employee or the employer?
2025/04/28
8
Is it possible for a foreigner to get a divorce in Dubai? 0
Is it possible for a foreigner to get a divorce here in Dubai?
2025/04/28
5
After 11 months of work, how many leave days is an employee entitled to? 0
Hello,
I want to inquire regarding my leave privileges. I am now 11 months in my company. How many leaves am I privileged to?
Based on Decree-Law No. 33 of 2021 regulating labour relations and its executive regulations, you are entitled to a paid weekly rest for not less than one day, as specified in the work contract or the work regulation.
The Council of Ministers may increase the weekly rest day stipulated in this article. The Decree-Law and its executive regulations also stipulate that you are entitled to an annual leave with full pay as follows:
- Thirty days for each year of your extended service.
- Two days per month in respect of any employee with more than six months and less than one year of service.
- Leave for parts of the last year of your service in case it is terminated before you use your annual leave balance.
Now my question is: do I have 22 days I can use? Can someone explain to me in detail?
Thank you!
2025/04/28
18
Can I sell branded replica watches online, not in a physical store? 0
Hello,
Can I sell branded replica watches online, on Facebook Marketplace, etc.?
Not in a physical store, just online.
2025/04/27
19
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