أسئلة وأجوبة
Right action after the failure of settlement with the bank
Good Day.
I would like to ask for some advice regarding my case.
I haven't been able to pay my bank loan before because I lost my job. I was not able to pay my bank loan for 3 months because I don't have the money yet.
But then the bank filed a police case against me for a bounced cheque. I got in jail, paid police fine and got cleared from the police case, then had a court hearing scheduled on 23/12/2019.
After paying the police fine, I contacted the bank and I paid an amount of AED 2525 for the accumulated instalment amount that I haven't paid plus a legal fee of AED 475.
But I still have a remaining amount to settle and submitted the requirements for deferment and they will withdraw the court case. After a couple of weeks, the bank informed me that the request was rejected.
So I don't know what I will do from here on. I still have a court case. Please advise as I am already stressed out about this. I am not running away from my obligations but the bank doesn't understand my current situation.
Please help me.
مرحبًا،
بموجب قانون الإعسار الجديد، اعتبارًا من يناير 2020، ستتمكن من تقديم طلب للمحكمة لإعادة هيكلة ديونك وتسوية التزاماتك المالية.
في ضوء التغييرات الأخيرة، نوصيك بالتواصل مع البنك مرة أخرى واقتراح خطة لتسوية الديون.
في حالة الرفض، ستكون قادرًا على تقديم هذا كدليل مستندي إلى المحكمة.
مع خالص تحياتي،
مها بن هندي للمحاماة