Proving the actual amount in a bank case for a personal loan

Dear Madam,

I took a personal loan from a bank for AED162,000/- and paid AED 139,000/-. Now, the balance is 84,000/- (with interest).

I received information that the bank has filed a case for AED 219,000/-. I did not pay the monthly EMI of AED 4,538/- for more than 6 months due to job loss.

How is the bank filing a case for 219,000/- instead of the actual amount?

What is the procedure to reply to the bank against this case?

Please advise.

Thanks and regards,

S.