أسئلة وأجوبة
Facing the civil liability of credit card debts in the UAE
Hi,
I held a bank card once at the limit of AED 14000 and paid enough to the bank. Suddenly, my job was gone and even I paid AED 5000 also to the bank after I got threatened by a collection agency.
After that, I got a job in Qatar. Then while passing in transit, they arrested me in Dubai since the bank filed a case against me. Then I was jailed for more than a week and visited the court and explained my situation.
They told me to pay the fine of 2500 AED and I paid. One day, the bank representatives have mailed me and I replied to them by saying the same statement.
But suddenly today, they called and telling that I have a outstanding dept of AED 18000 and I need to pay them immediately or they will file a civil case against me.
My situation is I am not able to pay them any money because even after I paid them they put me in jail. What should I do now?
I need your advise please.

عزيزي السائل،
إن البنك وحده فقط يمكنه مساعدتك في هذا الموقف. بما أن المسؤولية الجنائية قد انتهت، فإن الخيار الوحيد لديهم هو رفع دعوى مدنية لتحصيل المبلغ المستحق.
إذا تمكنوا من الحصول على حكم لصالحهم، فيمكنهم حتى الحجز على راتبك (إن وجد).
يمكنك التفاوض مع البنك إما للحصول على بعض الوقت لدفع المبلغ أو طلب خطة سداد جديدة.
شكرًا لك.
مع التحية،
راجاسري رافيفارما