Can I move abroad for a job and still pay off my loan without travel or bank issues?

Dear Questioner,

We have solved many cases similar to yours for our clients and we offer effective solutions which are summarized as follows:

First, we can assist you in negotiating and settling with the bank before returning to the UAE, and we highly recommend this solution, especially if you can pay in one lump sum after we secure a discount offer from the bank.

Typically, the bank agrees to settle, as they recognize the case is becoming more serious after a lawyer is assigned, and we explain that their chances of recovering the full amount are low since our client is outside the country.

Second, which can be considered as Plan B, if the bank rejects the negotiation (a very unlikely situation), we can assist you in requesting installments. This applies if the bank files an execution case.

In both cases, we will assist you to close the case and remove any ban. We will stay in touch with you until you enter the country safely.

For option one, we don’t disclose to the bank that you intend to return or have a job offer in the UAE. This will help us during negotiations.

Additionally, we don’t deal with debt collectors; we work directly with the bank, which saves you a lot of money, considering we have good relationships with all the banks.

Contact us through WhatsApp for assistance.

Dear Questioner,

Thank you for your inquiry regarding your loan situation!

In principle, you can take up a job abroad and continue paying your loan from outside the UAE.

However, it is essential to ensure that your loan payments remain consistent and that the bank has updated records of your financial situation to avoid any misunderstandings.

As for traveling abroad, it is generally recommended to inform the bank about your relocation to prevent any issues related to future payments.

Some banks may request you to maintain a local account or provide other guarantees. Failing to keep up with loan payments could lead to legal actions, including a travel ban in severe cases, so it’s important to address this carefully.

To get a more detailed understanding of your rights and obligations or if you need any assistance negotiating with your bank, feel free to reach out to me.

We can discuss the specifics of your situation and ensure you're on the right track.

You can contact me directly on WhatsApp or phone at [------], or email me at [--------]. Looking forward to assisting you further!

Hello, dear questioner,

If you commit to paying the payments and installments on time, this will not affect you, and it is not a requirement that you inform the bank as long as you pay the installments.

However, if you refrain from paying later, it is possible to open a case and travel ban.

For further discussion, please share your WhatsApp number.

Yes, and for this, you have to make a settlement with the bank.

Please contact our senior legal consultant Mr. Muhammad Abdullah via WhatsApp for more details.

Dear questioner,

If you have not defaulted on any payments, then you can leave. However, it is advisable not to communicate with the bank to avoid immediate actions, such as recalling the full loan amount or requesting a settlement.

If you need further clarification, kindly share your WhatsApp number.

Dear Questioner,

Normally, if you make the payment without any default, then there won't be any issue with leaving this country.

There are no mandatory requirements to inform the bank.

If you need further clarification or have any other doubts, you may ask us.

Dear Inquirer,

- Loan Repayment:

You can accept a job offer outside the UAE and continue repaying your loan, but ensure there’s a mechanism for ongoing payments from abroad (such as bank transfers).

- Legal Issues:

There’s no law preventing you from traveling if you have a loan, but you must ensure you comply with the loan terms. If you fall behind on payments, you could face legal issues, such as being barred from returning to the UAE.

- Informing the Bank:

It’s advisable to inform the bank of your intentions, especially if you’re changing your residence. This can help avoid future complications. It is best to have a lawyer present to prevent any risks that may occur

If you need further clarification, you can contact us.

You can repay the loan from outside the country. The bank can also open a case against you and prevent you from traveling.

If you have any other inquiries, contact us on phone number: [------].

Greetings,

As long as you continue to pay regularly, there is no problem for you and you are not obligated to inform the bank before traveling.

We are honored to provide you with legal support.

For further inquiries about your topic, you can come to our office or contact us via phone, WhatsApp, or email.

Dear Our Valuable Customer,

We can undertake a complete inspection of all UAE systems for you to check if you have a case or not and recommend the best approach to resolve it.

The service price is AED 1000.

If you are interested, please send us a copy of your passport via WhatsApp.

Dear Questioner,

You can travel and there will be no problem with the bank as long as you continue paying on time, but you may face difficulties if/when your Emirates ID and visa expire as the bank may freeze/cancel your account if you do not provide updated details of your Emirates ID and visa.

Therefore, you will not be able to continue paying and they might file a case.

Thank you!

Hello,

Thank you for reaching out. Regarding your loan of AED 270,000 in the UAE, here are some key points to consider:

Continuing Payments: Yes, you can accept a job offer outside the UAE and continue paying your loan from abroad. However, you should ensure that you have a reliable method to make these payments regularly.

Traveling Abroad: Generally, having an outstanding loan does not automatically prevent you from traveling. However, if there are any legal actions taken by the bank, such as a travel ban due to unpaid dues, it could affect your ability to travel. It's advisable to check your status with the bank before making any travel plans.

Informing the Bank: While it is not legally required to inform the bank about your job offer abroad, it is a good practice to notify them, especially if you anticipate any changes in your payment arrangements or if you foresee potential challenges in making timely payments from outside the UAE.

Recommended Actions:

Contact the Bank: Speak with your bank to clarify your repayment options and any implications of moving abroad.

Consult a Legal Advisor: If you have specific concerns about your loan or potential legal issues, consulting with a lawyer who specializes in financial matters may be beneficial.

If you have further questions or need assistance, please feel free to ask.