If you had a case for defaulting on a loan and resolved it, how to clear it from the database?

Greetings.

He can submit a request for a research permit and support the request with a letter from the bank stating that he has repaid the loan.

We are honored to provide you with legal support.

For further inquiries about your topic, You can come to our office or contact us on WhatsApp.

Dear questioner

First, you need to obtain a credit report check from the bureaus and get advice from them to improve your credit score.

Also. a fresh credit account and timely payment can help to resolve the issue.

If you need our assistance or further clarification over this matter, kindly share your Whatsapp number.

Hello,

Yes, we can do that. We will submit an order and make a clearance.

Contact us by phone

Al Etihad Credit Bureau (AECB) is the organization that maintains credit records in the UAE.

Your husband can request a copy of his credit report from AECB to see if the old case is still reflected on his record. The credit report will show whether the old loan and case are affecting his credit score.

If the case is still marked as unresolved or in default, it will impact his ability to obtain new credit.

If the report still shows negative information (such as unresolved cases or default status), he should contact the bank that originally issued the loan to ensure that they have updated the records.

For further assistance kindly share your WhatsApp number

Dear.

If the execution file has already been closed, you can submit a request to the court to prove that the case has ended and submit it to the Central Bank to remove the husband’s name from the bank’s systems so that he can obtain new loans or credit cards.

If anything else is required, don’t hesitate to contact us via email or call our offices in Dubai or Sharjah.

Jasim Al Haddad Law Firm Legal Counsel and Consultations

Hello,

Thank you for reaching out with your question.

It's great to hear that your husband's previous loan issue was fully resolved.

However, in such cases, even when the loan is settled, the bank may still have records of the case in its internal database, which could affect future credit applications.

To potentially remove or update this record, a formal request can be made to the bank, and we can also explore the possibility of having this case cleared through official channels, depending on the specific circumstances of the case.

I recommend that we discuss this matter in detail so I can guide you through the process.

Feel free to reach out to me directly via WhatsApp or phone, or email me and we can take the next steps from there.

Best regards,

Suhail Rana

Dear Inquirer

Removing the Bank Case from the Database:

Verify Current Status:

Ensure that the loan has been fully paid off and the bank case has been resolved. Obtain all documentation related to the loan repayment and case resolution.

Obtain a Clearance Certificate:

Request a clearance certificate from the bank or financial institution that filed the case. This certificate confirms that all dues have been settled and there are no outstanding debts or related issues.

Contact Credit Agencies:

Reach out to credit agencies that maintain records of loans and debts, and request them to update or remove old records upon presenting the clearance certificate. It is best to have a lawyer present to prevent any risks that may occur

If you need further clarification, you can contact us.