Old loan causing work trouble. Paid partially, no confirmation. What to do?

Dear Questioner,

Thanks for your inquiry!

Regarding the above, we would like to inform you that it is illegal for a debt collector to harass or threaten a debtor in order to collect a debt.

If you have already made payments towards your loan and the debt collector has not confirmed them, you have the right to request proof of payment and to dispute any discrepancies.

You should inform the debt collector that you have already made payments towards the loan and request proof of payment.

If they continue to harass you, you can file a complaint with the Central Bank of the UAE or the Consumer Protection Department of the Ministry of Economy.

It is important to keep a record of all communication with the debt collector and to not make any further payments until you have received proof of payment for the previous payments you have made.

If the debt collector continues to harass you, you may also seek legal advice from us as your lawyer. We can advise you on your rights and options for dealing with the situation.

It is also important to note that your employer cannot terminate your employment solely based on your debt.

However, if the debt collector has obtained a court order to garnish your wages, your employer may be legally obligated to comply with the court order.

In summary, you have the right to dispute any discrepancies in your loan payments and to request proof of payment from the debt collector.

If the harassment continues, we can file a complaint and your employer cannot terminate your employment solely based on your debt.

Please feel free to contact us.

Regards,

Dear Client,

Thanks for your question! I hope you are doing well. I will assist you in this matter.

If you're contacted by a collection agency regarding an old loan, verify their legitimacy and request written documentation.

Communicate professionally, negotiate a settlement in writing if possible, and know your rights as a debtor.

Keep your personal debt matters separate from your job, and consult with us if needed to navigate the situation effectively and protect your rights.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will be happy to help you.

Thanks & Regards,

ABDUL WAHIED

Dear Questioner,

First, you may check with him regarding the person to whom you were making the payment and try to negotiate with them along with that you have to file a police complaint.

Since the amount was taken a long time ago, it's possible to reduce the amount to a great extent and they will consider an easy payment option as well.

To advise more, we have to get many details from you. For that, we can arrange a consultation session for you.

Share your WhatsApp number if you want to proceed.

Dear Questioner,

If you have all the proof of payment with the person, then you may submit the request to them and try to negotiate for a lesser amount and an easy payment option.

Furthermore, they are already well known about their agents and they are partially responsible for this negligence.

So arranging a settlement between them will be the best option for you.

If you need further clarification for handling this issue, we will schedule a legal consultation session for a charge.

Share your WhatsApp number if you want to proceed.