How can I settle a small loan that has grown a lot through the years?

Hello Dear All,

I need legal advice please here. I don't have money to pay for a private lawyer as I'm currently not working. My situation is really bad.

When COVID-19 started, the company I worked for haven't paid me my salary and I have to take an evacuation flight to fly home.

I took a loan from a bank of AED 2750 and through the years it has grown to a crazy amount I will never be able to settle.

I offered the bank to settle  AED 2750 amount if it's a few payments monthly, but not a straight one-time payment because I have no job.

But they only want a one-time payment and are not willing on negotiating with complete ignorance of my messages.

I was in touch with the bank and agency messaging me from time to time to settle the liability, and they currently messaged me that the bank is placing a travel ban against me.

They didn't explain what is the travel ban and which country it affects or how is it going to work.

Could anyone explain, please?

I'm lost and I don't know what to do.